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Car Finance Expert Q&A

Hi, I'm Edwin and I'm here to help you!
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Edwin Miles. Underwriting Manager

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I earn £600 per month plus tax credits - Can i get car credit?

I earn approximately £600.00 per month and also receive £170.00 per week in tax credits - I also have bad credit. What are the chances of me being accepted for car finance? Regards, Susan

Posted by Susan Goldie on


Hi Susan, we do help people with bad credit and there are lenders on our panel that take tax credits into account whilst working out your affordability. Is the £600 p/month paid into your bank account and do you get payslips? Lastly do you have a deposit or a part exchange at all? We can't guarantee an acceptance but there is a chance so please apply. Regards, Edwin

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Rate Edwin’s advice.

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Yes I do get wageslips and I do have a deposit. I also have a Ford Fiesta, 53 plate as part exchange.

Posted by Susan on


Thanks Susan, we could take your Fiesta in part ex no problem. Is there any finance outstanding on the vehicle? The fact that you have a deposit is also god news. Please apply and hopefully we can get you approved. Edwin

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