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Car Finance Expert Q&A

Hi, I'm Edwin and I'm here to help you!
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Edwin Miles. Underwriting Manager

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Do you have a question about Carfinance247 or its services? If so, please complete the form below for a response within 1 working hours. I have over 7 years experience working for Carfinance247 and have the responsibility to answer all questions asked.

Car Finance in Northern Ireland

Hi Edwin, i'm based in Northern Ireland and i wondered whether CarFinance247 could finance people who lived in NI?

I don't want to make an application until i know whether you can help. I have a good credit score, a £1000 deposit and am in a stable career.

Please advise asap. Niamh

Posted by Niamh T on


Hi Niamh, Thank you for getting in touch. We do work with a number of lenders that can offer finance to those who live in Northern Ireland.

As you say you have a good credit score and a decent deposit we should be able to get you an approval. That being said, we can even help those in Northern Ireland with poor or fair credit too. However, the decision that we receive from our lenders will be based solely upon your credit circumstances and income.

Please make an application when you're ready to see what we can do for you. If approved we provide a no obligation quote and you can choose your car from any reputable dealership in NI. Have a good evening. Kind Regards, Edwin

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Hi Edwin,

Can you get the loan in cash to buy from a private seller and not through a dealer? Mark

Posted by Mark Stewart on


Hi Mark,

Thank you for your question and apologies for the delayed response. We can indeed provide car loans to people who want to buy a car privately on finance however, this would be through the provision of a personal loan and not a hire purchase. If approved the funds would be paid directly into your bank account for you to do as you wish. If you'd like to, you can make an application here when you're ready. Kind Regards, Edwin

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I have had loan application approved. I live in Derry, Northern Ireland, and wondering where I can use the loan to buy a car. Do you have a list of car dealers you deal through?

Posted by bernard mc ginley on


Hi Bernard, thank you for your question.

As you have been approved for a loan with ourselves, you will be able to choose a car from any reputable dealer in the UK. This tends to be a dealer with correct permissions from the FCA, over 20 cars and a forecourt with signage.

If you would like you can also visit our members area where you can search our database of cars from some of our dealer partners. Kind Regards, Edwin

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