Representative example: borrowing £7,500 over 4 years with a representative APR of 25.4%, an annual interest rate of 25.4% (Fixed) and a deposit of £0.00, the amount payable would be £239.77 per month, with a total cost of credit of £4,008.96 and a total amount payable of £11,508.96.
With CarFinance 247, it’s easy to find an ideal van finance option for your next new or used van.
Whether you're after a Ford Transit, Renault Traffic or VW Transporter, we'll try to find a finance option that suits you so you can be driving away in your new van in within days!
Bad credit van finance options
We understand that maintaining a good credit score is not always straightforward.
We have access to lots of lenders and this means that we can help customers with different credit backgrounds to get van finance, including customers with bad credit. Although, we can’t guarantee approval, bad credit van finance options are available from certain lenders who specialise in providing finance for those with a poor credit.
When you apply for van finance through us, we do our best to ensure every customer is matched to a van finance option that suits their needs.
We take more than just your credit score into account, looking into how long you'd like to have to repay the loan and ensuring that you can afford your monthly repayments.
Using our van finance calculator
You can calculate your finance to work out roughly how much you can afford. Our calculator enables you to enter the amount you wish to borrow, along with the amount of time you want to pay back the van loan. From here, you can find out approximately how much you might expect to repay on a monthly basis.
This helps you get a feel for what you could realistically afford to pay back from month-to-month based against all your other monthly outgoings.
Once you’re good to go — feel free to apply for van finance and get a no obligation quote with us today.
Frequently asked questions
It's not just cars that we can finance! We help many customers to finance their next van, finding loan options that suit their needs. If approved, you're free to choose your van from any reputable UK dealership. We have no deposit van finance and personal loan options available too. Finding the right van can take time, so if you don't have the time to find a van yourself or you're struggling to find the perfect one, we can help you to locate a competitively priced vehicle in your local area.
When you apply for van finance with us, the process is quick and easy. We'll firstly need to receive an application from you so we can understand your individual circumstances and start looking for a finance option that's suited to you. If approved, we'll need a few documents from you and what we need varies from lender to lender. As a minimum, we'll ask for proof of licence, proof of income and proof of address.
Financing a car is simple and enjoyable with CarFinance 247 — mostly because we do all the leg work for you. When you apply for car finance with us, we search through our panel of lenders to find a car finance option that suits you. You’ll have your own personal advisor to assist you throughout the process as much or as little as you like. We also work directly with a number of trusted dealers and carry out the necessary checks to ensure you’re getting the right car. You can find out more on our how car finance works page.
Yes — we are able to offer used van finance options. The choice of van is down to you and once you've found a van that you'd like to finance, we do all the necessary checks on the vehicle to ensure it's up to standard and that it fits the lender’s criteria.
Yes, you can finance a van for commercial use. It’s easy for self-employed customers to find a van that meets the requirements for their day-to-day job. We sort the finance for any van purchase first. This means you can look for the right type of van for your budget, as well as something that helps you within your working day.
You don’t necessarily need to put down a deposit for van finance. We’re aware that not everybody has a lump sum to put forward, or a part-exchange, which is why we have no deposit van finance options available, subject to approval. So, if you’ve been put off by the idea of getting a van on finance for that reason, rest assured that there may still be options out there if you don’t have a deposit to offer.