finance & loans

Car Loans | CarFinance 247
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No impact on your credit score
Rates from 6.9% APR. Representative APR 24.9%
Car Loans | CarFinance 247
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Van finance options

Looking for a van on finance? You’ve come to the right place.

Whether you’re looking for PCP, HP, or a loan for a commercial van, we could help.

We’ll look to help you find a finance deal that’s right for you. Whether you’re looking for a van for commercial use or you’re self-employed, we have loan options available for drivers with a variety of different circumstances. You could be driving away within days!

5 years
Total cost of credit £ 2000
Total repayment £ 2000
48 monthly
payments of
£ 245 98

Rates from 6.9%: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: borrowing £6,500 over 5 years with a representative APR of 24.9%, an annual interest rate of 24.9% (Fixed) and a deposit of £0.00, the amount payable would be £181.16 per month, with a total cost of credit of £4,369.52 and a total amount payable of £10,862.52.

We look to find the best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. This does not influence the interest rate you’re offered in any way.

Bad credit van finance

We know that credit scores come in all shapes and sizes. If you’ve ever been late on a payment, got into mortgage arrears, or had a CCJ, your credit score could be less than perfect.

But that doesn’t mean you have to give up on getting a new van.

We may be able to help you find bad credit finance – even if you’ve been refused elsewhere!

It’s not all about your credit score either. We’ll take all your individual circumstances into account.

There’s no judgement here. We’ll do our best to find a deal that’s right for you, whatever your circumstances or credit history.

Using the finance calculator

You can use the finance calculator to find out how much your payments might be. Select your credit band and enter the amount you’d like to borrow and how long you’d like to pay the loan back. You’ll then be able to see roughly how much you might have to pay each month.

Remember, it’s just an estimate so this figure might not be the exact amount you pay. We’ll take your individual circumstances into account to provide a tailored no obligation quote.

Why come to us?

For us, finance is all about helping people improve their everyday lives.

Whether it’s getting a new van for work, play or every day, we’ll work to get the right deal for you.

We work with a panel of lenders, so we can look to find finance for people with a variety of circumstances.

Plus, you’ll have a dedicated account manager on hand to help you through the process.

What’s next? How to apply

Whether you’re looking for a Ford Transit on PCP, a Renault Traffic on HP, or a personal loan for a VW Transporter, we could help!

It starts with a quote. If you’re approved in principle, your account manager will give you a call to talk through your options. No strings attached. They can answer any questions you have and give you access to our vehicle search – a treasure trove of over 130,000 used vehicles ready and waiting to find a home. Found a van somewhere else? We can still help – just let your account manager know.

Frequently asked questions

It's not just cars that we can finance! We help many customers to finance their next van, finding loan options that suit their needs. If approved, you're free to choose your van from any reputable UK dealership. We have no deposit van finance and personal loan options available too. Finding the right van can take time, so if you don't have the time to find a van yourself or you're struggling to find the perfect one, we can help you to locate a competitively priced vehicle in your local area.

When you apply for van finance with us, the process is quick and easy. We'll firstly need to receive an application from you so we can understand your individual circumstances and start looking for a finance option that's suited to you. If approved, we'll need a few documents from you and what we need varies from lender to lender. As a minimum, we'll ask for proof of licence, proof of income and proof of address.

Financing a car is simple and enjoyable with CarFinance 247 — mostly because we do all the leg work for you. When you apply for car finance with us, we search through our panel of lenders to find a car finance option that suits you. You’ll have your own account manager to assist you throughout the process as much or as little as you like. We also work directly with a number of trusted dealers and carry out the necessary checks to ensure you’re getting the right car. You can find out more on our how car finance works page.

Yes - we are able to offer used van finance options. The choice of van is down to you and once you've found a van that you'd like to finance, we do all the necessary checks on the vehicle to ensure it's up to standard and that it fits the lender’s criteria.

Yes, you can finance a van for commercial use. It’s easy for self-employed customers to find a van that meets the requirements for their day-to-day job. We sort the finance for any van purchase first. This means you can look for the right type of van for your budget, as well as something that helps you within your working day.

You don’t necessarily need to put down a deposit for van finance. We’re aware that not everybody has a lump sum to put forward, or a part-exchange, which is why we have no deposit van finance options available, subject to approval. So, if you’ve been put off by the idea of getting a van on finance for that reason, rest assured that there may still be options out there if you don’t have a deposit to offer.

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Ready to start?

Applying with us only takes a couple of minutes and won't affect your credit score

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* The UK's number one online car finance broker by unique users to the website. Based on Hitwise data – 1,746,657 to CarFinance 247 vs. 666,020 for nearest competitor. January to December 2019.

96% of our customers recommend us: † Based on feedback left on independent review site Reviewcentre. May 2019.

CarFinance 247 is a trading name of CarFinance 247 Limited, a credit broker and insurance intermediary, and 247 Money Group Limited (247 Money), a lender. Both companies are part of the 247 group of companies.

CarFinance 247 is authorised and regulated by the Financial Conduct Authority under reference number: 653019. Registered office: Universal Square, Devonshire Street North, Manchester, M12 6JH. Registered in England. Company registration no. 06035525. Data Protection Registration Number Z1897658.

247 Money is authorised and regulated by the Financial Conduct Authority. Registered office: Universal Square, Devonshire Street North, Manchester, M12 6JH. Registered in England. Company registration no. 10989530. Data Protection Registration Number ZA456831.

All finance is subject to status and income. Written quotations on request. CarFinance 247 can introduce you to a limited number of finance providers, including 247Money, based upon your credit rating and will receive commission for such introductions.

† We do not charge a fee for arranging the finance, however some of our lenders may charge a fee. Your account manager can provide more information on this

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