Car Finance & Car Loans

Hi Andrew, a great question! There are also many people in your situation. The good news is that we can take your part exchange in swap and get you into a smaller and more economical car. For £200 p/moth over 48 months you'll be looking at Ford Focus's and Vauxhall Astra's (new shape). Did you have anything in particular that you wanted? Kind Regards, Edwin

Hi Gary, thank you for your question. The outcome all depends upon your credit history. If you have good credit and we can get you approved with one of our mainstream lenders they will only ask for a driving licence to get the deal funded so you'll be able to get into a car whilst still off work. However, if you have poor credit our lenders do job checks and ask for proof of income. This would be... read more

Hi Stacie, Apologies for the delayed response and thank you for your question. We'd love to be able to help get you approved for a new car for you and your son. At car finance 247 we're specialists in helping people with poor credit and those that have a small deposit. You may wish to consider adding a guarantor or joint applicant to your application who has better credit than you do - just make... read more

Hi Shaun, thank you for using our Q&A. If you're in a cccs debt plan, i have to be honest, the liklihood of getting approved for a new car on finance or PCP are highly unlikely. How much are you looking to finance/borrow? You have a decent budget but if your credit history is poor we may be able to get you approved for hire purchase only but the rates will be high. Kind Regards, Edwin

Hi Des, yes - you do have a chance of getting accepted even though you do have a low credit score but you'll need to apply first so we can see the extent of your credit history. Have you applied at any other internet brokers and if so what have they said? Do you have a deposit or part exchange? Your monthly income is high so as long as you can prove your income that is that box ticked. Kind... read more