See if you could switch to a new deal
Rates from 8.9% APR. Representative Example: Borrow £12,000 over 5 years with a £0 deposit. Representative 19.5% APR fixed rate. Monthly payment: £304.38. Option to purchase fee £10 payable. Total cost of credit: £6,272.80. Total amount repayable: £18,272.80.
Car Finance 247 Limited is a credit broker, not a lender.
Run an illustrative quote to see how much you could save*
Our refinance car payment calculator helps you see what your payments might be if you refinance your car.
The calculator estimates what your new payments could be based on the figures you enter. It’ll also give you illustrative APR ranges to show you what you could expect to pay in interest over your new loan term.
Because no two finance applications are the same, the final figures may differ. But, using our refinance calculator for car loans could give you a clear starting point to see if refinancing makes sense for you.
Remember, these are only guides and not guaranteed offers. Your real rate will depend on your credit profile, lender options, and how much you still owe on your current finance agreement.
Using our refinance calculator for car loans is quick and easy. You just need a few details about your current agreement, including your monthly repayments, the amount you owe on the car and the time left on your finance arrangement.
Follow these steps:
Ready to get a personalised quote? Apply now to see your refinance options.
The refinance car payment calculator will give you a repayment figure. This is an estimate of what your new monthly payments could be if you refinance your current car loan, whether that’s a HP or PCP agreement.
It’s important to remember that changing the loan term or rate can affect both the monthly payment and total interest. A longer term usually means lower monthly payments, but you might pay more interest overall.
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We look to find the best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We will be paid a commission for providing our services and this commission may be a fixed amount or a percentage of the amount borrowed. The interest rate you pay is directly linked to the amount you are borrowing and your individual credit status.
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