Get Your
Car Finance First

Car Loans | CarFinance 247
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No impact on your credit score
Rates from 6.9% APR. Representative APR 19.9%
Car Loans | CarFinance 247
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Trustpilot 4 Half Stars
4.6 out of 5
5 years
Total cost of credit £ 2000
Total repayment £ 2000
48 monthly
payments of
£ 245 98

Rates from 6.9%: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

A better way to
finance your next car

We sort your car finance

We have access to a panel of lenders to find a deal that suits you. By understanding your finance options first, you can shop for a car with a budget in mind.

You take your pick

You can choose a car from any reputable dealer and we'll carry out the necessary checks to make sure you're good to go!



More on how we work

We do the leg work

Your account manager is here to make your life easier. Whether it’s finding your perfect car or speaking to the dealer, they’ll always be on hand to help.

We only work with trusted partners

What our customer say

Yes, we can accept part-exchanges.

A part-exchange acts as a down payment towards your new car, in the same way that a deposit does. This would reduce your total loan amount, which means the amount you pay back each month is reduced too.

Having a part-exchange can sometimes help when it comes to likelihood of approval as it means a smaller loan amount is requested, which might open more options up to you. If you wanted to put a cash deposit down, we can accept these too!


We're often able to help customers that have been refused elsewhere.

If you've applied somewhere else (such as a bank, car dealership or even another car finance broker) and have not been successful, you might start to think that nobody can help. However, that doesn't have to be the case. Some of the lenders we work with actually specialise in helping people with bad credit to get car finance, so we'll try our best to find the right finance option for you.


Working with a large panel of lenders means we can help customers with a range of credit histories to get car finance, and we're frequently able to help people with fair credit. No two customers are alike, so we'd look at your application in more detail to make sure we tailor a quote to your needs. We've got a number of options that would be suitable for customers with fair credit, so we'd be hopeful of being able to help you to get a competitive finance deal in place.


Yes, you can choose a car from any reputable UK dealership!

To make finding the right car easier, we've got over 130,000 cars for you to view on our car search. Once you've found a car, you just need to share the details with your account manager and they'll do the rest.

You don't have to choose a car from our search and, if you need a hand finding the right car, your account manager will be on hand to help so just let them know what you're looking for.


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Let's get you started

Applying with us only takes a couple of minutes and won't affect your credit score

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* The UK's number one online car finance broker by unique users to the website. Based on Hitwise data – 1,746,657 to CarFinance 247 vs. 666,020 for nearest competitor. January to December 2019.

96% of our customers recommend us: † Based on feedback left on independent review site Reviewcentre. May 2019.

CarFinance 247 is a trading name of CarFinance 247 Limited, a credit broker and insurance intermediary, and 247 Money Group Limited (247 Money), a lender. Both companies are part of the 247 group of companies.

CarFinance 247 is authorised and regulated by the Financial Conduct Authority under reference number: 653019. Registered office: Universal Square, Devonshire Street North, Manchester, M12 6JH. Registered in England. Company registration no. 06035525. Data Protection Registration Number Z1897658.

247 Money is authorised and regulated by the Financial Conduct Authority. Registered office: Universal Square, Devonshire Street North, Manchester, M12 6JH. Registered in England. Company registration no. 10989530. Data Protection Registration Number ZA456831.

All finance is subject to status and income. Written quotations on request. CarFinance 247 can introduce you to a limited number of finance providers, including 247Money, based upon your credit rating and will receive commission for such introductions.

† We do not charge a fee for arranging the finance, however some of our lenders may charge a fee. Your account manager can provide more information on this

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