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Motorbike Finance Calculator

Find out how much you could borrow

Rates from 8.9% APR. Representative 19.8% APR.
Car Finance 247 Limited is a credit broker, not a lender.
Car Loans | CarFinance 247

Rates from 8.9% APR. Representative Example: Borrow £12,000 over 5 years with a £0 deposit. Representative 19.8% APR fixed rate. Monthly payment: £306.04. Option to purchase fee £10 payable. Total cost of credit: £6,372.40. Total amount repayable: £18,372.40.
Car Finance 247 Limited is a credit broker, not a lender.

Thinking about financing a motorbike and want an idea of what your monthly payments could look like? Our motorcycle loan calculator is designed to give you a quick, simple estimate.

Use the motorcycle financing calculator before you apply to see how adjusting the amount, loan term and deposit may change your estimated payments.

Motorbike Finance Calculator

For illustration purposes only. The rate and payment you may be offered will be based on your individual circumstances.

How does the motorcycle finance calculator work?

The motorcycle payment calculator is designed to give you a clearer idea of what your monthly and overall repayments could be, based on the information you enter.

Simply enter the amount you want to borrow and how long you would like to repay it over. Using these details, it estimates a monthly payment using illustrative APR ranges and your credit score. 

These rates are examples only and are not guaranteed. Your actual interest rate, monthly payment and available finance options will depend on your credit profile, affordability checks and the lender’s criteria.

How to use the motorbike finance calculator

Using the Car Finance 247 calculator is quick and easy:

    1. Enter how much you would like to borrow – This is the price of the motorbike, minus any deposit you plan to put down.
    2. Decide how long you’d like to pay back the loan – Longer loan terms usually mean lower monthly payments, but more interest overall.
    3. Choose a new term length you’d like to compare – Try a few different lengths to see how it could affect your payments.
    4. Select your credit rating profile – Your credit score affects the terms available to you.
    5. Adjust the figures – Change the loan amount and term length until you find a monthly payment that works for you.

Ready to get a personalised quote? Apply now to see your options for motorcycle finance.

Understanding your estimated monthly payments

The repayment figure you get on our motorbike loan calculator is an estimate of what you might pay each month.

Changing the figures could affect both:

  • Your monthly payment
  • The total amount of interest you pay

A longer term usually lowers monthly payments but increases overall interest. A shorter term can do the opposite. It’s important to think about the long and short term before you apply for a loan. The calculator could help you find an option that works for your budget.

Choosing the right motorbike finance deal

Choosing the right motorbike finance deal will depend on:

 

There are two main types of motorcycle finance people opt for: Hire Purchase (HP) and Personal Contract Purchase (PCP). These deals allow you to break down the cost of a new car and are secured against the vehicle. However, they’re quite different:

 

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