How can I get a car loan in London?

At Car Finance 247, we make it easy to apply for car finance in London. Just fill in our quick online form and we’ll try to match you with a trusted lender from our panel. You’ll get a response within minutes! And if you’re approved in principle, you’ll get a dedicated account manager to guide you through each step of the process, from finding your next car to securing a deal that works for you.

Can I get a car loan in London with bad credit?

A bad credit history doesn’t necessarily mean the end of the road if you want a car on finance. At Car Finance 247, we’re proud to work with trusted lenders who could offer bad credit car finance options. They understand no two situations are the same, and consider more than just credit scores when assessing an application. To help boost your chances of approval, you could consider paying a larger deposit upfront, or applying with a guarantor. Credit is subject to status.

Can students get car finance in London?

Yes, students in London can apply for car finance with us. Even if you haven’t had the chance to build up a great credit history yet, you may still be approved. If you have a regular income or can apply with a guarantor, it may help improve your chances. Every application is considered on a case-by-case basis, and we’ll do our best to find you a deal that suits your budget. Credit is subject to status.

Car Finance in London

Rates from 8.9% APR. Representative Example: Borrow £12,000 over 5 years with a £0 deposit. Representative 19.5% APR fixed rate. Monthly payment: £304.38. Option to purchase fee £10 payable. Total cost of credit: £6,272.80. Total amount repayable: £18,272.80.
Car Finance 247 Limited is a credit broker, not a lender.

Car finance near you

Looking for car finance in London? Whether you’re after a compact city car, a family-friendly vehicle, or a luxury model, we could help. Our extensive selection of cars and competitive finance options are tailored to fit your budget, helping you drive away in a vehicle you love, with a finance deal to suit your circumstances.

Your journey to car finance in London

Getting a car on finance in London doesn’t need to be complicated. At Car Finance 247, we make it simple and straightforward so you can focus on finding the right car. Here’s how it works:

Quick online application – Fill out our easy online form, providing us with your details to help us understand your needs and preferences.
Get matched with lenders – We’ll compare offers from our panel of trusted lenders to help find the best car finance options for you.
Choose your car – With thousands of cars available from verified dealers, you could find the perfect used vehicle.
Drive away happy – If your finance is approved, you can collect your new car and hit the road!

Whether you're searching for a practical model or an exciting new ride, we’ll help you find the perfect match with finance options that suit your lifestyle.

Get a quote now or give us a call if you have any questions.

Am I eligible for car finance in London?

To apply for car finance in London with us, there are a few key requirements you'll need to meet.

Most lenders typically ask for the following:

Age: You must be aged 18 or over to apply.
UK Residency: You must have lived in the UK for the last three years or more. This helps us confirm your identity and check your eligibility for credit.
Valid driving licence: You’ll need to hold a UK provisional or full driving licence to show you’re legally allowed to drive a vehicle.
Proof of income: If you choose to proceed, some lenders may ask for recent payslips or benefit statements to check affordability.

Bad credit car finance London

Worried that bad credit could stand in the way of securing car finance? At Car Finance 247, we believe everyone deserves the opportunity to own the car they want. We specialise in helping those with difficult financial circumstances find car finance in London, working with a network of lenders who could offer you finance - even if you have poor credit, CCJs, or defaults on your record.

Even if you’ve been turned down for car finance in London elsewhere, our team will work hard to help you find a solution. You might even be eligible for no deposit car finance, depending on your lender’s terms. We’ll handle all the negotiations and paperwork, making the process hassle-free for you. Credit is subject to status.

Why choose Car Finance 247?

Here’s why drivers across London trust Car Finance 247:

Tailored finance options: If you're looking for used cars on finance in London, we’ll try and help you find the right deal.
Clear, transparent process: We ensure you fully understand the terms of your agreement before you sign anything.
Expert guidance: Our team will support you from your initial application through to collecting your car, ensuring a smooth and easy experience.

Whether you’re upgrading your car or need a reliable vehicle, we’re here to help. Car finance dealers in London trust us for flexible options, and we’re ready to help you drive away in the car you deserve.

With access to thousands of vehicles and finance plans and all credit types considered, finding cars on finance in London has never been easier. Apply now and get started on your journey to owning your next car! Credit is subject to status.

Dealers in London

Quality Part X Edmonton Branch

Willoughby Lane, London, N170RU

Hiltop Motors Ltd

893-895 Green Lanes, Winchmore Hill, N212QP

Automotive Direct Limited

North Circular Road, London, N135UU

Amhurst Cars

23 Amhurst Park, Stanford Hill, N165DH

Alan Day Van Centre

Pinkham Way, London, N113UT

Frequently Asked Questions

At Car Finance 247, we make it easy to apply for car finance in London. Just fill in our quick online form and we’ll try to match you with a trusted lender from our panel. You’ll get a response within minutes! And if you’re approved in principle, you’ll get a dedicated account manager to guide you through each step of the process, from finding your next car to securing a deal that works for you.
A bad credit history doesn’t necessarily mean the end of the road if you want a car on finance. At Car Finance 247, we’re proud to work with trusted lenders who could offer bad credit car finance options. They understand no two situations are the same, and consider more than just credit scores when assessing an application. To help boost your chances of approval, you could consider paying a larger deposit upfront, or applying with a guarantor. Credit is subject to status.
Yes, students in London can apply for car finance with us. Even if you haven’t had the chance to build up a great credit history yet, you may still be approved. If you have a regular income or can apply with a guarantor, it may help improve your chances. Every application is considered on a case-by-case basis, and we’ll do our best to find you a deal that suits your budget. Credit is subject to status.

Car finance in London