1 2 3 4 2 3 1

How does car finance work?

Rates from 8.9% APR. Representative 19.5% APR.
Car Finance 247 Limited is a credit broker, not a lender.

Rates from 8.9% APR. Representative Example: Borrow £12,000 over 5 years with a £0 deposit. Representative 19.5% APR fixed rate. Monthly payment: £304.38. Option to purchase fee £10 payable. Total cost of credit: £6,272.80. Total amount repayable: £18,272.80.
Car Finance 247 Limited is a credit broker, not a lender.

Making car finance simple for 500,000+ customers

They're straightforward to deal with and their rates were competitive
Lohenswaran Bought a n Alfa Romeo
Very good customer service, very quick and simple. Definitely would recommend using them, very happy
Molly Bought a n Alfa Romeo
It was so easy and hassle free, most of it done over WhatsApp which was really good for me with working long hours. And the staff were fantastic.
Overall very happy with the service
Jack Bought a n Alfa Romeo
It was a really quick process!
Kudzai Bought a Ford Focus
Using Car Finance 247 was as easy as ABC
Claire Bought a Jaguar E‑PACE
My experience was really great with these guys. Easy quick and effective. Kept me in loop all the way and got me finance approved when everyone else couldnt. Highly recommend them.
Harjinder Bought a Jaguar E‑PACE

Why come to us for car finance?

A helping hand

At Car Finance 247, used car finance is all about helping people improve their everyday lives. We understand that building a good credit score isn’t always easy, and we believe that people should not be penalised for past mistakes. Unfortunately, some individuals find themselves trapped in a cycle, hindered by the lack of a vehicle, impeding both their commute to work and their ability to improve their credit score.

Dedicated account manager

Plus, you’ll have a dedicated account manager on hand to help guide you through the process, so there’s nothing to worry about.

Finding you the best deal

Whether it’s sorting out the school run, getting that big boot for the big shop, or a car you’re proud to park outside the office, we’ll work to find you the best deal from our panel of lenders, even if you have bad credit.

Apply now to get your decision in minutes

Frequently Asked Questions

We look to find the best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We will be paid a commission for providing our services and this commission may be a fixed amount or a percentage of the amount borrowed. The interest rate you pay is directly linked to the amount you are borrowing and your individual credit status.

Let's get you started

Applying with us only takes a couple of minutes.

Representative 19.5% APR. Car Finance 247 Limited is a credit broker, not a lender.