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How Our Car Finance Works

Rates from 6.9% APR. Representative APR 27.4%

Trustpilot 5 stars
4.7 out of 5

Car finance without the headache

Through our simple 5-step process you'll get a great finance option. And the best part? We do the hard work for you.

We can help you find the perfect car for your budget, and if you find a car yourself we'll check the dealer so you can buy with confidence.

Use our car finance calculator to work out how much you want to borrow.

Step 1

Get a quote

Without any impact on your credit score

As a car finance specialist we have access to a wide panel of lenders, so we can find a car finance option that suits your needs.

Step 2

Get approved in principle*

So you know how much you can borrow

You’ll have your own account manager on hand from the start. They’ll give you a no obligation quote and discuss which documents we need from you.

Step 3

Choose a car

Buy from any reputable dealer

If you need help finding the right one, you can browse over 140,000 cars on our car search, all sold by trusted dealers. If you find a car elsewhere, that’s fine too.

Step 4

We do all the checks

And won’t charge you a dime

Once you’ve found the right car, we’ll carry out checks on the dealer to make sure you can buy with confidence.

Step 5

Sign the documents and drive away!

It’s that easy!

Ready to start?

Applying with us only takes a couple of minutes and won't affect your credit score

Frequently asked

No, applying doesn’t affect your credit score. Our lenders will only carry out a soft search at first and this doesn’t leave a mark on your credit profile. If you choose to go ahead with one of our finance options, it’s only then that a hard search will be carried out.

Yes! You just need to give your settlement figure (how much you currently owe) to your account manager. They will then use this to work out what finance option we have for you, helping you to end your current agreement and start a new one.

No, you can choose a car from any reputable dealer. If you do need a hand with finding the right car, we have over 140,000 for sale on our car search, all sold by trusted dealers.

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