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Win your car finance with CarFinance 247


If you win, we'll pay off the finance on your car. It's that simple! Your car becomes completely yours, free and clear.

This amazing offer is open to anyone who has secured car finance with us throughout 2023, including Decemeber 2023!

This means that there's still time to enter, get your finance in December, and you're automatically in!

The lucky winner will be announced the week beginning 5th February 2024 on our instagram page.

Terms and Conditions apply.

Would I be able to get Car Finance if I am an Agency Worker?

Hi, my son is has been employed by an agency for about 2 years. Would he be able to get finance for a car?
Asked by Alex
October 15, 2011
Hi Alex, as long as your son has a UK bank account and driving licence and can prove his income with payslips or bank statements then we should be able to get him finance.

It doesn't matter if he's an agency worker as the good news is that we have lenders on our panel that can help. Does your son have a good or bad credit rating / history? Please make an application and once approved you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind Regards, Rachel
Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 26 People

Get my quote
Rates from 8.9% APR. Representative APR 19.9%




Rates from 8.9%: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: borrowing £10,000 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £255.50 per month, with a total cost of credit of £5,329.80 and a total amount payable of £15,030.

We look to find the best rate from our panel of lenders and offer you the best deal that you're eligible for. We earn a commission for providing our services, but this does not influence the interest rate you’re offered in any way.

5 years
Total cost of credit £ 2000
Total repayment £ 2000
48 monthly
payments of
£ 245 98

Rates from 9.9%: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: borrowing £25,000 over 48 months, £3,750.00 deposit, on PCP, with annual mileage of 8,000pa, and a representative APR of 11.9%, an annual interest rate of 11.9% (Fixed), the amount payable would be £394.51 per month, an optional final payment of £7,194.33, with a total cost of credit of £9,912.36 and a total amount payable of £28,444.33. 

We look to find the best product from our panel of lenders and will offer you the best deal that you’re eligible for. We earn a commission for providing our services, but this does not influence the interest rate you’re offered in any way.


Employment related questions

I am fully employed through an agency at the moment but this should be made permanent at the beginning of July. Would this go against my application?

Asked by Justin Hume
October 15, 2011

Hi Justin, No - this wouldn't go against your application. As long as you can prove your income through payslips from the agency then you'd be eligible for car finance. Do you have a good, average or poor credit history? Regards, Rachel
Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 2 People

I have worked for 2 agencies in the last 2 years in the automotive industry. Due to pay incentives i have moved to a better paid agency. Would this go against any application for finance for a car?

Asked by Paul Griffin
October 15, 2011

Hi Paul, thanks for the question. We can help agency workers and as long as you have 3 months payslips we'll be able to get you car finance if approved. So, in answer to your question moving agency for more money won't effect your chances of being approved. Kind Regards, Rachel
Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 3 People

Hi, I'm on disability benefits ESA and DLA but not mobility component.

I have a less than good credit history. Can I still get finance? I've been on these benefits since May 2010. Thank you.

Asked by Lisa
October 15, 2011

Hi Lisa, thank you for your question.

The good news is that we do help people on ESA & DLA get car finance and we also have lenders that help people with bad credit.

Please make an application and once approved you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind Regards, Rachel
Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 6 People

I just passed my driving test but I can't afford to buy a car. I've got a bad credit history & I'm not working.

I do get child tax credits and income support - would I be able to get a car on this?

Asked by Nadine
October 15, 2011

Hi Nadine, thank you for your question.

Firstly, congratulations on passing your driving test. Secondly, the good news is that we do have lenders on our panel that help people who have bad credit and are on benefits get car finance.

Please make an application and once approved you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind Regards, Rachel
Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 22 People

Hi, I'm currently on ESA due to ill health and I am applying for PIP (the old DLA). I also drive for a voluntary organisation and have a regular contract which brings me in mileage expenses each week. I really need another car as mine is over 14 years ol

Asked by Chris Anderson
October 15, 2011

Hi Chris, thank you for your question. Good news! We actually work with a few lenders that are able to help customers who are on benefits and have bad credit, so we may be able to help. Please make an application when you're ready and if approved you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind Regards, Rachel
Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 9 People

Hello, I am just training to be a private hire driver whilst still working employed full time. I am a local council tenant with a poor credit history, looking for a 2 year old or less Vauxhall Insignia with low miles. I also have a £1000 deposit. Could yo

Asked by Tony Brown
October 15, 2011

Hi Tony, thank you for your question. As you have a large deposit and are currently working i'm confident we can get you approved as we do have lenders on our panel that help individuals wit a poor credit history get car finance. Please make an application and once approved you can choose a car from any dealer and we also provide a no obligation quote. Kind Regards, Rachel
Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 7 People

I have heard that it is possible to buy a new car on a hire purchase in my wife's name and to be driven by me as a taxi with a deposit as low as £250 (admin fee). Once half the sum borrowed has been repaid i can then return the car to the finance company

Asked by Derek
October 15, 2011

Hi Derek, if your wife has good credit we can get her approved for car finance and all we'd need is her driving licence to fund the deal. What you have asked in your question is not what the finance companies want to hear but yes it is possible to hand your car back when you're 50% of the way through your agreement (it's called voluntary termination). However, to qualify you need to have made all your monthly payments on time each month. Regarding your last point i'm not sure whether this is possible to have 2 cars on finance. It's highly unlikely anyway. Regards, Rachel
Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 8 People

Hi, i am a private hire taxi driver and looking for a decent car. But the problem is my credit history . However, i don't have any ccj's or bankruptcy. I can afford £200 to £250 p/m. Can help me out plz give me a call. Thanks

Asked by Asif
October 15, 2011

Hi Asif, we do have lenders that approve private hire drivers so please make an application online and we'll go from there. Thank you. Rachel

Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 6 People

Hello, i'm a taxi driver and need an upgrade. I can afford up to £350 month, but my credit history isn't brilliant. Can you help?

Asked by Derek Dicken
October 15, 2011

Hi Derek, apologies for the delayed response. You do seem to have a good sized monthly budget and we do have lenders on our panel that help taxi drivers with a less than perfect credit history. Please apply when you feel ready. Once approved you can buy any car and we provide a no obligation quote. Rachel
Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 8 People

Can't find the right answer?

Our Manchester based team are ready to help you.


* The UK's largest online car finance broker by unique users to the website. Based on Similar Web data – 1,137,647 to CarFinance 247 vs. 753,819 for nearest competitor. January to June 2023.

CarFinance 247 is a trading name of CarFinance 247 Limited. Registered office: Universal Square, Devonshire Street North, Manchester, M12 6JH. Registered in England. (Registration Number 06035525).

CarFinance 247 is authorised and regulated by the Financial Conduct Authority for insurance distribution and credit broking (Firm Reference Number: 653019). CarFinance 247 is registered with the ICO (Registration Number Z1897658).

Finance is subject to status and is only available to UK residents aged 18 and over. Written quotations are available on request.

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