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Win your car finance with CarFinance 247


If you win, we'll pay off the finance on your car. It's that simple! Your car becomes completely yours, free and clear.

This amazing offer is open to anyone who has secured car finance with us throughout 2023, including Decemeber 2023!

This means that there's still time to enter, get your finance in December, and you're automatically in!

The lucky winner will be announced the week beginning 5th February 2024 on our instagram page.

Terms and Conditions apply.

Can I Get Finance for A Small Diesel Car?

Hi, i am looking for a small 1.5 diesel engine car. Any make and any model, preferably a 5dr hatchback with aircon for under £4000. A low mileage car would be ideal.

Could you please tell me if you have any in stock. Thanks, Anil
Asked by Anil
March 16, 2012
Hi Anil, getting a small 5Dr Hatchback car with a diesel engine shouldn't be an issue at all as long as we can get you approved. How is your credit history? Do you have a full UK drivers licence and can you prove your income with payslips or bank statements? Lastly, are you on the electoral roll? (This isn't mandatory but can help).

Apologies for all the questions. If you meet the above then please make an application and once approved you can choose a car from any dealer and we also provide a no obligation quote. Kind Regards, Rachel
Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 49 People

Get my quote
Rates from 8.9% APR. Representative APR 19.9%




Rates from 8.9%: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: borrowing £10,000 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £255.50 per month, with a total cost of credit of £5,329.80 and a total amount payable of £15,030.

We look to find the best rate from our panel of lenders and offer you the best deal that you're eligible for. We earn a commission for providing our services, but this does not influence the interest rate you’re offered in any way.

5 years
Total cost of credit £ 2000
Total repayment £ 2000
48 monthly
payments of
£ 245 98

Rates from 9.9%: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: borrowing £25,000 over 48 months, £3,750.00 deposit, on PCP, with annual mileage of 8,000pa, and a representative APR of 11.9%, an annual interest rate of 11.9% (Fixed), the amount payable would be £394.51 per month, an optional final payment of £7,194.33, with a total cost of credit of £9,912.36 and a total amount payable of £28,444.33. 

We look to find the best product from our panel of lenders and will offer you the best deal that you’re eligible for. We earn a commission for providing our services, but this does not influence the interest rate you’re offered in any way.


What can I borrow? (Loan amounts) related questions

Hi, I just wanted to know how much the interest rate and monthly payments would be on a £25000 car loan over 3 years.

I have a 850 credit score with no defaults and no late payments. Thank you

Asked by Wasir Zafar
March 16, 2012

Hi Wasir,

As you have a good credit score you'd be looking at an APR of approximately 9.9% meaning your payments would be £800 per month. If you borrowed the £25,000 over 4 years this would bring your payments down to £627.

Please make an application if you need to and once accepted you can buy a car from any dealer. Kind Regards, Rachel
Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 5 People

Hi, my credit score is 613 due to two defaults, one I know about which I have since paid off and satisfied and the other which is British gas from 2 years ago which I know nothing about. My house has been rented out in the past and I'm sure a past tenant

Asked by John Hawksey
March 16, 2012

Hi John, thank you for joining our Q&A. Apologies for the slight delay in getting back to you. If you require £25,000 you'll need a £4000 to £5000 deposit as your credit score isn't fantastic. Is this possible? If so, please make an application as i do have a lender in mind that should be able to help you even though you have past defaults.
Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 16 People

I have a poor credit rating and would like finance for £4000. I work part time only and earn £835 a month. I had been approved for finance with another company but was declined when I produced wage slips because I was not earning £865? Could you assist me

Asked by Wayne
March 16, 2012

Hi Wayne, we'd love to be able to help and I'm fairly confident that we can as we do deal with lenders that help people who work part time. Where did you apply and get approved only to be turned down? If you can let me know, it would be greatly appreciated. Your income should just about allow us to get you the £4000 that you need which is positive and if you have a small deposit that will help.

Please make an application when you're ready and, if approved, you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind Regards, Rachel
Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 21 People

I am looking to finance a new car for £4000 over 48 months and wanted to know what the monthly payments would be? I've had finance before but have given the car to my sister who is paying the finance although it's still in my name. My income is £1400 per

Asked by Kealan Watters
March 16, 2012

Hi Kealan, thank you for your question. With a healthy monthly income of £1400, we'd be fairly confident of being able to get you approved for the £4000 needed. The amount you repay will depend upon your credit history but as a rough guide if you have a good credit history you'll be paying £100 per month over 48 months for £4000. Please make an application when you're ready and, if approved, you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind Regards, Rachel

Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 6 People

Hi, my credit score is around 549 as i have a few old defaults on my file but everything has been paid on time in the last few years. I am on the electoral roll and currently earn around £22,000 per year. I will be looking for a car price range of £4000-6

Asked by James
March 16, 2012

Hi James, although your credit score is fair to poor, you do have a healthy income and are on the electoral roll, with are both benefits to your application. We do have lenders that help people with past defaults. If approved, the minimum of £4000 should be fine. Please apply when you are ready. Kind Regards, Rachel
Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 5 People

Hi, I've got bad credit, that i wont deny, but do have an expendable income of in excess of £1000 4 weekly. Is it possible to get a small loan for a used car of around £2000 - £2500?

Asked by D Holstead
March 16, 2012

Hi D Holstead. Well firstly your income should more than cover you for that kind of advance in terms of your affordability. However we gain approvals based upon your credit profile. What is it that makes you think your credit is bad? do you have defaults? late payments? arrears? If the answer to any of these is Yes then we can still help. We deal with most of the lenders on the market and we do manage to secure 90% of our customers an approval. Please make an application at your leisure and we can try our best to get you an approval. Thanks, Rachel
Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 8 People

I need to know if can get £2000 loan for buy second hand car

Asked by Lucy
March 16, 2012

Hi Lucy, please make an application on our website and we'll find out tomorrow whether you've been successful. As you can imagine there are lots of factors that our lenders will look into. Rachel
Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 4 People

My car finance has been approved with yourselves but I only wanted to borrow around £2000 which I stated on the application. I received a telephone call from your team saying that you would only lend me £6000 plus to buy a car, and we have to put the firs

Asked by Melanie
March 16, 2012

Hi Melanie, thank you for your question and apologies for the delayed response. Unfortunately the lender you have been approved with does have some minimum criteria that has to be met. As they are financing the car (the asset) they need to be sure they are financing the money they are lending against a good quality car to protect their exposure. The £6000 is the minimum lend and the £400 is required but if you stretch the £6000 over 4-5 years for example you can get the same monthly payments as say borrowing the £2000 over 2 years and you can also be assured of getting a car that is perhaps still under manufacturers warranty. You can also swap your car after 2-3 years so you don't have to keep the vehicle for the full term. I hope this makes sense and i'm sorry about the current situation but we'd still love to deal with you if we can work a deal out. Have a great evening. Rachel

Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 7 People

I have found a used car valued £2000 at a car dealership. Can I apply for finance through Carfinance24/7?

Asked by Hayley Gilman
March 16, 2012

Hi Hayley, yes the £2000 wouldn't be a problem as long as the dealer is reputable and has a consumer credit licence (the finance company will need to see a copy of this - but don't worry about that for now). How many cars does the dealer have? Would you have a deposit and how is your credit rating? I look forward to hearing from you. Rachel
Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 38 People

Hi Rachel, thank you for your reply. What kind of cars do you have that we could consider, we are looking for a small family car like a ford focus or seat leon which is economical and cheap to maintain. We didn't really want to spend too much on another c

Asked by Melanie
March 16, 2012

Hi Melanie, you can either choose a car from our website (under the cars section) or choose a car from any reputable dealer. Our cars come with 6 months warranty, 12 months MOT and free delivery. In terms of payments you'd be best to discuss that with your sales agent. Can you remember his/her name? I can find out if not :-)

Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 7 People

Can't find the right answer?

Our Manchester based team are ready to help you.


* The UK's largest online car finance broker by unique users to the website. Based on Similar Web data – 1,137,647 to CarFinance 247 vs. 753,819 for nearest competitor. January to June 2023.

CarFinance 247 is a trading name of CarFinance 247 Limited. Registered office: Universal Square, Devonshire Street North, Manchester, M12 6JH. Registered in England. (Registration Number 06035525).

CarFinance 247 is authorised and regulated by the Financial Conduct Authority for insurance distribution and credit broking (Firm Reference Number: 653019). CarFinance 247 is registered with the ICO (Registration Number Z1897658).

Finance is subject to status and is only available to UK residents aged 18 and over. Written quotations are available on request.

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