1 2 3 4 2 3 1

Van Finance Calculator

Find out how much you could borrow

Rates from 8.9% APR. Representative 19.8% APR.
Car Finance 247 Limited is a credit broker, not a lender.
Car Loans | CarFinance 247

Want to find out how much a van could cost each month? Use our van finance calculator to get a quick estimate of your potential payments. Simply adjust the amount you’d like to borrow, your repayment term, and your credit rating to see what might work best for you.

Van Finance Calculator

For illustration purposes only. The rate and payment you may be offered will be based on your individual circumstances.

How does the van finance calculator work?

Our van loan calculator helps you estimate what your monthly payments could look like before you apply for van finance. It gives you a clearer idea of what you might afford based on the details you input. 

From here, the calculator estimates what your monthly payment could be based on illustrative APR ranges. These figures are for illustration only and may not reflect the rate you’ll be offered.

Your final finance offer will depend on your individual circumstances, including your credit score and the lender’s criteria.

How to use the van finance calculator

Using the calculator is quick and easy. Here’s how to get started:

  • Enter how much you would like to borrow – This is the total amount you’d need to finance your van.
  • Decide how long you’d like to pay back the loan – Choose a loan term that fits your plans and budget.
  • Choose a new term length you’d like to compare – See how shorter or longer terms affect the estimated amount.
  • Select your credit rating profile – Your credit score will affect how much interest you pay and therefore overall amount.
  • Adjust the figures – Tweak the details you input until you find a monthly payment that works for you.
     

Ready to get a personalised quote? Apply now to see your options for van finance.

Choosing the right van finance deal

Choosing the right van finance deal will depend on your personal circumstances, the type of van you need and how you plan to use it. But whether you’re a small business owner or you need the van for personal use, we could help.

At Car Finance 247, we work with a wide panel of lenders to help you find a vehicle finance option that fits your circumstances. The two most common types of van finance are Hire Purchase (HP) and Personal Contract Purchase (PCP).

  • Hire Purchase (HP): With HP, you may pay a deposit and then make fixed monthly payments over an agreed time, plus interest. You can use the van while you’re paying for it, but it belongs to the lender until the final payment is made. Once you’ve paid everything off, the van is yours.

  • Personal Contract Purchase (PCP): With PCP, you also make monthly payments, plus interest. But the payments are based on the van’s expected value at the end of the term (GFV). At the end, you can return the van, pay a final balloon payment to own it, or trade it in.

Frequently Asked Questions