Can I Get Finance for a Car?

Tim Carpenter
Written by Tim Carpenter

At CarFinance 247, our customers are free to choose a car from any reputable dealership in the UK!

If approved for car finance, the first thing a lender will do is confirm the amount that you have been approved for. All lenders have different specifications in terms of vehicles they can finance, and you will be provided with criteria that the car must meet, for example in regards to age and mileage.

Once you understand the vehicle criteria set by the lender, you’re then free to search for a car! To make the search process even easier, we have an exclusive members’ area that you will be given access to, which has over 110,000 used cars from thousands of dealerships across the UK all in one place!

While most of our lenders do ask for customers to choose a car from a reputable dealership, we do have some lenders that can finance private sales, usually through the provision of a personal loan.

Don’t worry if it’s not a car that you’re looking to finance – we can also offer attractive loan options on vans, motorbikes, motorhomes and caravans too!

We have finance options for customers with a range of credit histories (be this good or bad) and we will consider all financial circumstances. So let us help you to finance your dream car today!

Get a quote
No impact on your credit score
Rates from 7.9% APR. Representative APR 21.9%

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Tim Carpenter
Tim Carpenter Car Finance Expert
5 years
Total cost of credit £ 2000
Total repayment £ 2000
48 monthly
payments of
£ 245 98

Rates from 7.9%: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: borrowing £6,500 over 5 years with a representative APR of 9.9%, an annual interest rate of 9.9% (Fixed) and a deposit of £0.00, the amount payable would be £136.44 per month, with a total cost of credit of £1,686.40 and a total amount payable of £8,186.40. 

We look to find the best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. This does not influence the interest rate you’re offered in any way.

Can't find the right answer?

Our Manchester based team are ready to help you.


* The UK's number one online car finance broker by unique users to the website. Based on Hitwise data – 1,746,657 to CarFinance 247 vs. 666,020 for nearest competitor. January to December 2019.

96% of our customers recommend us: † Based on feedback left on independent review site Reviewcentre. May 2019.

CarFinance 247 is a trading name of CarFinance 247 Limited. Registered office: Universal Square, Devonshire Street North, Manchester, M12 6JH. Registered in England. (Registration Number 06035525).

CarFinance 247 is authorised and regulated by the Financial Conduct Authority for insurance distribution and credit broking (Firm Reference Number: 653019). CarFinance 247 is registered with the ICO (Registration Number Z1897658).

Finance is subject to status and is only available to UK residents aged 18 and over. Written quotations are available on request.

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