Can I Get a Vauxhall Corsa on Car Finance with Bad Credit?

Hi, i am looking for a Vauxhall Corsa 5dr on finance. I have an old Ford Fiesta (99) in part exchange but my credit rating is poor and i can't get a guarantor. Can you help me?

Asked by Angelina
February 9, 2012

Hi Angelina, apologies for the late reply. We'd love to help and thank you for your question.

Don't worry if you can't get a guarantor as we pride ourselves on helping those who have been declined in the past. As long as you have a UK licence, are on the electoral roll and can prove your current income we have a good chance of getting you approved.

Please make an application and when approved we'll be able to get you into a Vauxhall Corsa with no issues and the supplying dealer (of your new car) will take your current Ford Fiesta as full deposit too. Just so you know - we provide a no obligation quote and you can buy a car from any UK dealer. I look forward to receiving your application. Kind Regards, Rachel

My monthly budget is

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Rates from 8.9% APR. Representative APR 19.9%

My monthly budget is

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Rates from 8.9%: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: borrowing £10,000 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £255.50 per month, with a total cost of credit of £5,329.80 and a total amount payable of £15,030.

We look to find the best rate from our panel of lenders and offer you the best deal that you're eligible for. We earn a commission for providing our services, but this does not influence the interest rate you’re offered in any way.

Amount to borrow

To pay over

5 years

Assuming your credit profile is:

Total cost of credit	£ 2000
Total repayment	£ 2000

48 monthly
payments of

£ 245 98

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Rates from 9.9%: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: borrowing £25,000 over 48 months, £3,750.00 deposit, on PCP, with annual mileage of 8,000pa, and a representative APR of 11.9%, an annual interest rate of 11.9% (Fixed), the amount payable would be £394.51 per month, an optional final payment of £7,194.33, with a total cost of credit of £9,912.36 and a total amount payable of £28,444.33.

We look to find the best product from our panel of lenders and will offer you the best deal that you’re eligible for. We earn a commission for providing our services, but this does not influence the interest rate you’re offered in any way.

Cars related questions

Hello, I am interesting in purchasing an Approved Used Fiat 500 from the Fiat dealership that is worth around £8000. I have a deposit of £3000 so would need to lend £5000. Neither of my parents want to put themselves in the position of being a Guarantor.

Asked by Kirsty
February 9, 2012

Hi Kirsty, thank you for your question and apologies for the delayed response. As you have a large deposit, a good monthly income and an excellent credit score i'm confident we can get you approved for the £5000 you need. A guarantor won't be required from what you have said and the Fiat 500 is a great little car to go for (very economical and cheap to run). The rate i'd expect you to pay would be between 7% - 9% approx. Please make an application and once approved you can choose a car from any dealer and we also provide a no obligation quote. Kind Regards, Rachel

I'm looking at getting a car on finance, maybe a fiat 500. I have a car already but it's probably only worth £500, but could maybe get another £200 for deposit. The only thing is that my credit rating is poor. Would I still be able to get finance? I'm onl

Asked by Abbie
February 9, 2012

Hi Abbie, we do have a chance in getting you the finance you need for a Fiat 500. The £700 approx deposit will certainly help your case. Just 2 questions - are you on the electoral roll and do you have any active clean credit? If so, please apply and let me know the reference number ;-)

Hi, would it be possible for me to get a car on Finance (£10,420) even though I am a am employed as a temp. I work full time and have done since May at this company. I am currently renting and I pay all of my bills on time. I am 22 years old, and I haven'

Asked by Jade
February 9, 2012

Hi Jade, i'm confident we can get you approved for car finance even though you have a temporary job as you have some clean active credit. The problem we may face though is the amount you want due to your age. Would you have any deposit at all? Rachel :-)

My daughter is looking to purchase a Fiat 500 as i get a good discount with my employer to buy this make of car. She has moved from student digs and is nearly 21. She was told she needed guarantor as my x husband left me in a mess i cannot do this for her

Asked by June
February 9, 2012

Hi June, apologies for the late reply. If your daughter has a clean credit history i'd argue with the dealer that you want her to apply on her own. If this isn't an option and Fiat won't allow anyone else other than a parent be a guarantor then you're a little bit stuck. However, i'm confident we could get your daughter approved on her own (if she has a good credit rating and is on the electoral roll) and we could get her in a Fiat 500 in no time. Rachel

Hello, i tried to get a fiat 500 on finance the other day which was vauled at £8,500. It came back that they would give me a max of £5000. Do you have any ideas if it is possible to get the rest? Thanks in advance

Asked by Laura
February 9, 2012

Hi Laura, we’d have to get you approved for the whole amount rather than providing a separate loan. What is your monthly income and do you have any form of deposit to place into the deal? Lastly, do you have good or bad credit? Regards, Rachel

Hi, I went to a Fiat 500 dealership on Sunday to test out the cars etc and have decided I would like to get one on finance, I have my driving test next week (I'm 20!) and would ideally like to be geting the car shortly after, the dealership said I cannot

Asked by Emilie
February 9, 2012

Hi Emilie, thank you for your detailed question. From what you have said i think you stand a good chance of being approved once you pass your test. If you do get declined please make an application with us as we have over 15 lenders on our panel and i'm very confident we could help you out. Regards, Rachel

Hi, my monthly income is about £1200 and i'm only 19, my credit is probably fair, not the worst or not the best, and i have a car that i can part exchange but no deposit.

Asked by Laura
February 9, 2012

Hi Laura, how much is your part ex worth as we could use that as a deposit. Die to your age and income we'd potentially be able to get you approx £6000. Rachel

Hi, I have a credit score of 684 with one settled default on my credit record from when I was a student.

Do you think I will be able to get finance on a Fiat 500 through this site? Thanks

Asked by Ellie
February 9, 2012

Hi Ellie, thanks for joining our Q&A and apologies for the delayed response.

We'd love to help you out and with a credit score of 684 with one settled default i'm confident we can get you approved for the Fiat 500 you want.

Do you have a deposit (not mandatory but helps), are you in full time employment and are you on the electoral roll? If so, please make an application and once approved we provide a no obligation quote and you can buy a car from any dealer in the UK. Kind Regards, Rachel

Hi there, could you let me know if there is a company that will help me?

I have a full time job and my monthly income is quite substantial but i do not have a good credit rating from years back. Can I still get a Fiat 500?

Asked by Chate Makoyo
February 9, 2012

Hi Chate, thank you for your question.

As you have a good income that will obviously help things however, it all depends upon how bad your credit history was in terms of whether we can help or not.

We do have lenders on our panel that can help people with a poor credit history so there is a chance we can help though. Please make an application and once approved we provide a no obligation quote and you can buy a car from any dealer in the UK. Kind Regards, Rachel

I need to find a new car but am struggling to get finance. I am 18 and am working full time and have minimal outgoings, other than my current car insurance and running costs, but because my parents don't have great credit ratings they can't be guarantor.

Asked by Rosie
February 9, 2012

Hi Rosie, due to your age you may not be able to get finance on a brand new Fiat 500 but have you thought of a used one? We could get you approx £5000 and you may need a 10% deposit. Would that be of any use? It'd build up your credit score etc and in a few years you'd then be able to get a new car. Rachel

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