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Can I Get Car Finance If I Don't Have A Bank Account?

Hi, my partner is employed but does not have a bank acount as everything goes through mine - could we get a car?

Asked by Katrina

Hi Katrina, yes - you or your partner can still get car finance as long as you have a good credit history and a driving licence. If you have a good credit history and a driving licence then you should apply for the loan however, if you don't have either or all of the above then get your partner to apply. If he has poor credit he'll have to be able to provide proof of income by way of payslips - is this possible? Also if your partner applies we can use your bank details on the documentation. Regards, Rachel

Tim Carpenter
Answered by Tim Carpenter Car Finance Expert Edited on

Liked by 15 People

5 Years
Total cost of credit £ XXX.XX
Total repayment £ XX,XX.XX
48 monthly
payments of
£ 245 98

Rates from 6.9% APR: the exact rate you will be offered will be based on your circumstances

Representative example: borrowing £6,500 over 5 years with a representative APR of 27.4%, an annual interest rate of 27.4% (Fixed) and a deposit of £0.00, the amount payable would be £188.74 per month, with a total cost of credit of £4,824.37 and a total amount payable of £11,324.37

Rates may differ as they are dependent on individual circumstances. Subject to status.

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