Can I Apply for Car Finance with Good Credit?

Tim Carpenter
Written by Tim Carpenter

Do you have good credit? That’s great news, as we work with lenders that can help those with good credit, and they can offer some very competitive rates on car finance.

As we work with a large panel of lenders, we are able to search the market to find the most suitable (and cost-attractive) deal for your individual circumstances.

We can consider all personal and financial circumstances. For example, we are often able to help the self-employed, agency workers, students and part-time workers too.

At CarFinance 247, you are free to choose a car from any reputable dealership in the UK, so you aren’t stuck with having to choose a car from a particular dealership (like you would be if you accepted a dealer finance package).

Your new vehicle doesn’t have to be a car either – we can offer finance on vans, motorbikes and motorhomes too. We can accept part exchange too – although a deposit isn’t mandatory.

Get a quote
No impact on your credit score
Rates from 6.9% APR. Representative APR 27.4%

Liked by 8 People

Can't find the right answer?

Our Manchester based team are ready to help you.


* The UK's number one online car finance broker by unique users to the website. Based on Hitwise data – 1,746,657 to CarFinance 247 vs. 666,020 for nearest competitor. January to December 2019.

96% of our customers recommend us: † Based on feedback left on independent review site Reviewcentre. May 2019.

CarFinance 247 is a trading name of CarFinance 247 Limited, a credit broker and insurance intermediary, and 247 Money Group Limited (247 Money), a lender. Both companies are part of the 247 group of companies.

CarFinance 247 is authorised and regulated by the Financial Conduct Authority under reference number: 653019. Registered office: Universal Square, Devonshire Street North, Manchester, M12 6JH. Registered in England. Company registration no. 06035525. Data Protection Registration Number Z1897658.

247 Money is authorised and regulated by the Financial Conduct Authority. Registered office: Universal Square, Devonshire Street North, Manchester, M12 6JH. Registered in England. Company registration no. 10989530. Data Protection Registration Number ZA456831.

All finance is subject to status and income. Written quotations on request. CarFinance 247 can introduce you to a limited number of finance providers, including 247Money, based upon your credit rating and will receive commission for such introductions.

† We do not charge a fee for arranging the finance, however some of our lenders may charge a fee. Your account manager can provide more information on this

This site uses cookies so that we can provide you with the best user experience. By continuing to use the site you are consenting for cookies to be used. Further information on cookies and how you can disable them is available on our cookie policy.