How Does The Application Process Work?

At CarFinance 247, we do things differently. We find you the best deal from our panel of lenders and get you a decision on your finance application in minutes. You could be driving away in your new wheels within days!

And all circumstances are considered. Whether you have excellent credit history or need bad credit car finance, have been refused elsewhere, are self-employed or claiming benefits, we could still help.

Start with our car finance calculator to get an estimate of what your monthly repayments might look like. No deposit options are available but if you do have cash to put down or a vehicle to part-exchange, this could reduce the total amount you need to borrow.

It all starts with a quote.  Complete our application form, pop the kettle on and you’ll have a decision before you finish your tea! If approved in principle, your personal account manager will give you a call to find out more about who you are and what you’re looking for. They’ll then compare lenders to find the perfect deal for you and take care of all the admin along the way. 

Now it’s time for the fun bit! With your finance in place, you can choose your new wheels with confidence. Pick a car from any reputable dealership or check out the CarFinance 247 car search, which is home to over 130,000 used cars sold by trusted dealers.

Found a car? Great! You can sit back and relax. We’ll sort the paperwork, chase the lender, and make sure the dealer is kept in the loop. Don’t forget; we can also help find finance for vans, motorbikes, caravans, and motorhomes too.

Then all that’s left for you to do is read your finance agreement carefully, sign on the dotted line, collect your car, and drive away!