I Have Motorbike Finance With First Response. Can I Get Car Finance?

Hello, i have recently got credit through 1st response to obtain a motorbike. I am having no problems with my payments with them but i still have a bad credit rating. Would it be possible to still gain car finance?
Asked by David Smith
February 29, 2012

Hi David, thank you for your question. If i’m honest it would be highly unlikely that First Response would give you another loan on top of the motorbike finance agreement.

However, there is a chance that one of our other lenders may be able to help. Please make an application and once approved you can choose a car from any reputable dealer and we also provide a no obligation quote. There’s no guarantee of an approval at this stage but we’ll certainly try our best to help. Kind Regards, Rachel

Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 13 People

5 years
Total cost of credit £ 2000
Total repayment £ 2000
48 monthly
payments of
£ 245 98

Rates from 7.9%: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: borrowing £6,500 over 5 years with a representative APR of 20.7%, an annual interest rate of 20.7% (Fixed) and a deposit of £0.00, the amount payable would be £168.48 per month, with a total cost of credit of £3,608.67 and a total amount payable of £10,108.67. 

We look to find the best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. This does not influence the interest rate you’re offered in any way.

Motorbikes related questions

Does the finance for a motorcycle have to be from a dealership, or could I go private and buy from sites like Gumtree?

Asked by Josh
February 29, 2012

Hi Josh, thank you for your question,

If you are approved for a hire purchase or PCP loan with ourselves, you can choose a car from any reputable dealer in the UK. Do you have good credit? If so you may be eligible for a personal loan, and in this case the loan is unsecured, and you can spend the funds as you wish. This means you can purchase the car from a private seller or dealer.

Please make an application when you're ready and if approved we provide a no obligation quote and you can buy a car from any dealer. Kind Regards, Rachel
Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 9 People

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