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My Credit Rating isn't Great and I have resolved CCJ's. Can I Get Car Finance?

My credit rating isn't too good at the moment and i have a couple of ccj's. Although these have been sorted i need to lend £2000. Is that possible given my circumstances?

Asked by Al

Hi Al, here at CarFinance we have many lenders on our panel that help people all over the UK get car finance with bad credit.

How much do the CCJ's that you have add up to? This could be a stumbling block (if over £10,000 combined) but we'll do all we can to help you out. As you say "they have now been sorted" i'm confident we can get you accepted for £2000 as it's a small amount. As long as you're employed with a full UK licence and preferably electoral roll status we should be ok.

Please apply online when you get a moment and once approved we provide a no obligation quote and you can get your car from any UK dealer. Thanks, Rachel

Tim Carpenter
Answered by Tim Carpenter Car Finance Expert Edited on

Liked by 21 People

5 Years
Total cost of credit £ XXX.XX
Total repayment £ XX,XX.XX
48 monthly
payments of
£ 245 98

Rates from 6.9% APR: the exact rate you will be offered will be based on your circumstances

Representative example: borrowing £6,500 over 5 years with a representative APR of 27.4%, an annual interest rate of 27.4% (Fixed) and a deposit of £0.00, the amount payable would be £188.74 per month, with a total cost of credit of £4,824.37 and a total amount payable of £11,324.37

Rates may differ as they are dependent on individual circumstances. Subject to status.

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