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Win your car finance with CarFinance 247


If you win, we'll pay off the finance on your car. It's that simple! Your car becomes completely yours, free and clear.

This amazing offer is open to anyone who has secured car finance with us throughout 2023, including Decemeber 2023!

This means that there's still time to enter, get your finance in December, and you're automatically in!

The lucky winner will be announced the week beginning 5th February 2024 on our instagram page.

Terms and Conditions apply.

Do You Provide Finance for Cars Bought Through Private Sales?

Hi Rachel, i wanted a little bit of advice. I'm after finance for a car that I've located however the car isn't at a dealer but being sold by a private advertiser (via Autotrader). Can your company provide finance for a private car sale? Please let me know asap. I have decent credit and a good income and require £8000. Please help. Rob
Asked by Robert Nolan
July 28, 2013
Hi Robert, thank you for your question. We actually work with a number of lenders who can finance private sales, and this would be through the provision of a personal loan rather than a hire purchase. We do strongly recommend that you get an RAC or AA car check carried out against the vehicle to ensure that the car isn't going to cause you any problems further down the line. As you have good credit and a healthy income, the £8000 that you need shouldn't be a problem. Please make an application when you're ready and, if approved, we provide a no obligation quote so that you can see what's on offer. Kind regards, Rachel
Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 32 People

Get my quote
Rates from 8.9% APR. Representative APR 19.9%




Rates from 8.9%: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: borrowing £10,000 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £255.50 per month, with a total cost of credit of £5,329.80 and a total amount payable of £15,030.

We look to find the best rate from our panel of lenders and offer you the best deal that you're eligible for. We earn a commission for providing our services, but this does not influence the interest rate you’re offered in any way.

5 years
Total cost of credit £ 2000
Total repayment £ 2000
48 monthly
payments of
£ 245 98

Rates from 9.9%: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: borrowing £25,000 over 48 months, £3,750.00 deposit, on PCP, with annual mileage of 8,000pa, and a representative APR of 11.9%, an annual interest rate of 11.9% (Fixed), the amount payable would be £394.51 per month, an optional final payment of £7,194.33, with a total cost of credit of £9,912.36 and a total amount payable of £28,444.33. 

We look to find the best product from our panel of lenders and will offer you the best deal that you’re eligible for. We earn a commission for providing our services, but this does not influence the interest rate you’re offered in any way.


Private sale related questions

My current car is bought on Finance in my name and I'm coming up to the balloon payment to buy it outright which I want to do (circa £9000). The finance is in my name but I'd like the new car finance to be in my wife's name. How would I go about that? The

Asked by Ben
July 28, 2013

Hi Ben, thank you for your question. The solution is very easy. We just need your wife to apply for finance with us and once approved we'll send the funds to your current finance company to settle the balloon payment. Is this what you need to happen? If so, Please make an application and once approved we provide a no obligation quote. Kind Regards, Rachel

Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 10 People

Hi, I currently have finance on my car but it is due to expire in the upcoming months. I have seen a car I like from a private seller. Do you offer finance for cars that are sold from private sellers instead of dealers? It is an issue I keep having diffic

Asked by Megan
July 28, 2013

Hi Megan, we do indeed finance cars from private individuals. As long as the car is HPI clear and we see that the person selling the car is the true owner we'll be fine (we need to see the V5 registration document in the sellers name and proof of their ID - drivers licence or passport. This has to match). We do also advise a car check from the RAC for example to check things over. This will protect you from buying a banger. I hope this helps. Rachel
Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 7 People

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* The UK's largest online car finance broker by unique users to the website. Based on Similar Web data – 1,137,647 to CarFinance 247 vs. 753,819 for nearest competitor. January to June 2023.

CarFinance 247 is a trading name of CarFinance 247 Limited. Registered office: Universal Square, Devonshire Street North, Manchester, M12 6JH. Registered in England. (Registration Number 06035525).

CarFinance 247 is authorised and regulated by the Financial Conduct Authority for insurance distribution and credit broking (Firm Reference Number: 653019). CarFinance 247 is registered with the ICO (Registration Number Z1897658).

Finance is subject to status and is only available to UK residents aged 18 and over. Written quotations are available on request.

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