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Win your car finance with CarFinance 247


If you win, we'll pay off the finance on your car. It's that simple! Your car becomes completely yours, free and clear.

This amazing offer is open to anyone who has secured car finance with us throughout 2023, including Decemeber 2023!

This means that there's still time to enter, get your finance in December, and you're automatically in!

The lucky winner will be announced the week beginning 5th February 2024 on our instagram page.

Terms and Conditions apply.

Get a Nissan Navara on finance

Hello, what other vehicles are available as the ones in your current list dont really match what i am currently looking for. ie Nissan Navara Aventura.
Asked by Leigh
May 8, 2012
Hi Leigh, apologies for the delayed response. If you need finance for a Nissan Navara then that's no problem at all. If we get you approved for car credit and we don't have one in stock we'll source it for you through our connections with Nissan. Have you made an application yet? Regards, Rachel
Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 15 People

Get my quote
Rates from 8.9% APR. Representative APR 19.9%




Rates from 8.9%: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: borrowing £10,000 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £255.50 per month, with a total cost of credit of £5,329.80 and a total amount payable of £15,030.

We look to find the best rate from our panel of lenders and offer you the best deal that you're eligible for. We earn a commission for providing our services, but this does not influence the interest rate you’re offered in any way.

5 years
Total cost of credit £ 2000
Total repayment £ 2000
48 monthly
payments of
£ 245 98

Rates from 9.9%: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: borrowing £25,000 over 48 months, £3,750.00 deposit, on PCP, with annual mileage of 8,000pa, and a representative APR of 11.9%, an annual interest rate of 11.9% (Fixed), the amount payable would be £394.51 per month, an optional final payment of £7,194.33, with a total cost of credit of £9,912.36 and a total amount payable of £28,444.33. 

We look to find the best product from our panel of lenders and will offer you the best deal that you’re eligible for. We earn a commission for providing our services, but this does not influence the interest rate you’re offered in any way.


Cars related questions

Hi Rachel, can you tell me if it would be possible to get finance for a second hand car with you? I can put a deposit down and part exchange. I currently have a 1999 vauxhaul zafira the only thing that might not be playable is the fact i'm not employed. I


May 8, 2012

Yes, we can look to find finance for used or second-hand cars from any reputable dealer. We work with a panel of lenders so that we can help people with a variety of circumstances find used car finance. We can’t guarantee that we’ll be able to help as everyone’s circumstances are different but, if your application is approved in principle, you’ll be granted access to our car search, which features over 100,000 used cars. Found a second-hand car somewhere else? No problem! Just let your account manager know. Get a quote to find out more. Rates from 6.9%. Representative APR 24.9%.

Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 5 People

Hi, I am looking to get a new car on finance, however I have had a default status on my credit file for the last three years (fully paid off in November 2012 - default amount around £16000). However, i don't want to be faced with the embarr


May 8, 2012

It can be challenging to get a new car on PCP if you have a bad credit history. This is because some lenders do require borrowers have a good credit score to be approved for a PCP loan. However, that doesn’t mean you have to give up on finding car finance if you have poor credit.  

At CarFinance 247, we work with a panel of lenders including those that specialise in helping people with bad credit find finance. You can get a no obligation quote. We’ll run a soft credit check to find out if we can find you an approval in principle from one of our lenders but won’t run a hard credit check unless you choose to proceed.

If you have a bad credit score, you may want to consider HP car finance rather than PCP. With this type of finance, you may have higher monthly repayments than you would with PCP but when you reach the end of the agreement and pay the ‘Option to Purchase’ fee, you’ll own the car. You’re also unlikely to have any mileage restrictions with a hire purchase loan.

Looking to improve your credit score? There are several steps you can take to build your score and counteract a bad credit history.

Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 8 People

Hi, i recently applied for a car finance but was refused. I have a good rating of 937 but this has dropped to 925. I want to buy a £10k car and have £2k deposit. My salary is £22,500 per annum. I am just about to go freelance as an IT consultant. Can you

Asked by Ade
May 8, 2012

Hi Ade, as long as you have a good to fair credit profile we'll be able to secure you £8000 finance with a £2000 deposit with no issues at all. We deal with many niche car finance lenders so please make an application when you're ready. Kind Regards, Rachel

Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 6 People

I am trying to get a pcp deal on a Nissan pathfinder but was turned down because my credit score is too low. The bad credit is due to a defaulted payment of only £6 I have no CCJ's or other arrears and have perfect credit in every other way. What could yo


May 8, 2012

The good news is that CarFinance 247 works with a panel of lenders, which means we can look to find you a PCP deal, even if you’ve been declined elsewhere.

However, we can’t guarantee that we will be able to help as everyone’s circumstances are different and we’d need to look at your individual details to find out if we can match you to one of our lenders offering personal contract purchase deals.

Get a quote to find out more. Rates from 6.9% APR. Representative APR 24.9%.

Find out more about PCP and whether it could be the right car finance option for you here

Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 5 People

Hi, I have a Vauxhall Corsa that i am hoping to part ex for £2000. I am wanting a alfa romeo that's £9700. My credit score is 798 with experian and was wondering if you think i could get the finance for it. I pay all my bills on time not in no arrers with

Asked by Marie
May 8, 2012

Hi Marie, thank you for your question. With a £2000 deposit in your Corsa and a good credit score we should be able to get you approved with no problems at all. Please apply on our website and let me know when you have done so and i'll look at your application. Regards, Rachel

Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 4 People

Hi, I am looking to buy a used BMW on PCP finance, My credit file is showing as 876 which is fair, this was previously in the 900s so good, but my credit card balance is near the limit so has taken a bit of a hit. I currently have 4 credit

Asked by Kieran Williams
May 8, 2012

Hi Kieran, thank you for your question

As you have a decent credit score and 4 active clean credit accounts i'm very confident that we can get you accepted at a lender who offers attractive rates on PCP's. The fact that one credit card is near its limit shouldn't effect the decision

Please make an application and once approved you can choose a car from any dealer and we also provide a no obligation quote. Kind Regards, Rachel

Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 8 People

Hiya Rachel. Thanks for the reply. Yeah - I'm on the electoral roll at the current address. If in a few months time down the line when I have payslips (We will get one a week as that is how the company pays them), do you finance new cars? As I would like

Asked by Alec
May 8, 2012

Hi Alec, we can finance new cars so that's not a problem. As Vauxhall's come with 3 years manufacturer warranty would you consider one that's 3-6 months old for example as we'd have plenty of options for you? On the rate front i'd expect you to get a rate between 10% and 14%. Regards, Rachel
Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 4 People

I need to find a new car but am struggling to get finance. I am 18 and am working full time and have minimal outgoings, other than my current car insurance and running costs, but because my parents don't have great credit ratings they can't be guarantor.

Asked by Rosie
May 8, 2012

Hi Rosie, due to your age you may not be able to get finance on a brand new Fiat 500 but have you thought of a used one? We could get you approx £5000 and you may need a 10% deposit. Would that be of any use? It'd build up your credit score etc and in a few years you'd then be able to get a new car. Rachel
Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 5 People

I was on a DMP but came off of this around 2 years ago, and managed through the payments myself meeting what was required. The majority of this debt has now been cleared and I am in a financially secure position earning around £2,300 a month. I know my cr

Asked by Oli Smith
May 8, 2012

Hi Oli, Thank you for your question. Most lenders will need to look into your credit history before offering you a loan I'm afraid, however this doesn't mean we won't be able to find you a lender! We can help people that are currently in debt management plans, it all depends upon how bad your actual credit profile is and how much debt you have outstanding. As you are now on top of your credit and have a good regular income we may well be able to help you. Please make an application when you're ready and if approved we provide a no obligation quote and you can buy a car from any dealer. Kind Regards, Rachel
Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 6 People

I'm looking at getting a car on finance, maybe a fiat 500. I have a car already but it's probably only worth £500, but could maybe get another £200 for deposit. The only thing is that my credit rating is poor. Would I still be able to get finance? I'm onl

Asked by Abbie
May 8, 2012

Hi Abbie, we do have a chance in getting you the finance you need for a Fiat 500. The £700 approx deposit will certainly help your case. Just 2 questions - are you on the electoral roll and do you have any active clean credit? If so, please apply and let me know the reference number ;-)
Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 4 People

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* The UK's largest online car finance broker by unique users to the website. Based on Similar Web data – 1,137,647 to CarFinance 247 vs. 753,819 for nearest competitor. January to June 2023.

CarFinance 247 is a trading name of CarFinance 247 Limited. Registered office: Universal Square, Devonshire Street North, Manchester, M12 6JH. Registered in England. (Registration Number 06035525).

CarFinance 247 is authorised and regulated by the Financial Conduct Authority for insurance distribution and credit broking (Firm Reference Number: 653019). CarFinance 247 is registered with the ICO (Registration Number Z1897658).

Finance is subject to status and is only available to UK residents aged 18 and over. Written quotations are available on request.

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