Win your car finance with CarFinance 247

If you win, we'll pay off the finance on your car. It's that simple! Your car becomes completely yours, free and clear.

This amazing offer is open to anyone who has secured car finance with us throughout 2023, including Decemeber 2023!

This means that there's still time to enter, get your finance in December, and you're automatically in!

The lucky winner will be announced the week beginning 5th February 2024 on our instagram page.

Terms and Conditions apply.

The top 5 most reliable cars to get you through this winter safely!

The bookmakers have cut the odds of a white Christmas to as little as 2/1 in parts of Britain this winter. But not everyone will be excited at the thought of snow and sub-zero temperatures.

Written by James Mills
Written by James Mills
Main image


Children may be hoping for a cheeky day or two off school, but mums and dads still need to get to work. And when the temperature drops it’s a real test of a car’s reliability.

Weather forecasters predict that freezing air from the North Pole will make this the coldest winter in five years. Nobody wants to find their car won’t start on an icy morning, or that the electrics are playing up as they battle their way through a blizzard.

To help drivers pick a reliable car, we have named some of the best and most dependable cars in their class, as rated by Warranty Direct.

The insurance company analyses claims made each year against the 50,000 cars it protects, and publishes the Reliability Index. This useful tool gives anyone buying a car a good indication of how dependable it will be.

These are our recommendations – based on a combination of their score in the Reliability Index and how good the car is to drive and live with.


Top 5 reliable cars for winter weather


Hyundai i10

Costs from: £1500


image of a white hyundai i10 car exterior


According to Warranty Direct, the average reliability score for a used car is 100. If the rating is higher it is less reliable; lower and it’s more dependable. The pint-sized Hyundai i10 (post-2008) achieves a rating of just 10, which is close to perfect. And even on the odd occasion that it does go wrong, the i10 is quickly fixed for comparatively little money.

It makes a great small car with space for four people, generous levels of standard equipment and a peppy driving experience that helps it hold its own in the cut and thrust of town driving.


Honda Jazz

Costs from: £1000


image of a blue electric honda insight car exterior


The Jazz’s reputation for being a reliable runner is the stuff of legend. And happily, it’s no exaggeration. The Reliability Index says this is the most dependable supermini on the road.

That’s one good reason for investing in a Jazz before the worst of the winter weather hits Britain – but there are plenty more. The post-2008 Jazz has the most spacious interior of any supermini, and it’s safe in an accident too. That it rarely goes wrong and costs little to repair makes this a car that drivers can count on.


Mazda MX-5

Costs from: £1000


image of a red mazda mx 5 car exterior


Don’t imagine that choosing a dependable car has to mean driving something, well, a bit boring. The Mazda MX-5 (from 2005-on) is a two-seat roadster that can put a smile on your face even when there’s ice on the windscreen and snow on the road. It’s a joy to drive at all speeds and is surprisingly practical as a car for a couple, or a second car.

More significantly, for those looking for a car that won’t let them down, Warranty Direct says it is the 10th most reliable car overall. And for a sports car, it’s surprisingly cheap to repair, which is another reason to smile when you slide behind the steering wheel.


Honda Insight

Costs from: £3500


image of a dark blue honda insight car exterior


It’s not just the onset of winter weather that may have drivers thinking about changing their car. Concerns over emissions from diesel-powered motors mean more drivers are switching to hybrid cars instead.

The most reliable hybrid that’s practical for a family is the Honda Insight. It’s the same size as a Toyota Prius, but according to the Reliability Index goes wrong less frequently, and is ranked in 11th position overall. The Insight returns fuel economy of 64mpg and costs just £10 a year to tax.


Ford Focus

Costs from: £3500


image of a white ford focus car on a country road


Looking for the most reliable family hatchback? Try the Ford Focus. Contrary to popular belief, the post-2011 Ford is better behaved than any Japanese, Korean or German car of its type, and is ranked 12th in the Reliability Index.

It also happens to be perfect as a family car with a comfortable interior and spacious boot that accommodates a family’s needs. What’s more, no other hatchback drives with such a feeling of well-oiled precision as the Focus.

Written by James Mills
James Mills

* The UK's largest online car finance broker by unique users to the website. Based on Similar Web data – 1,137,647 to CarFinance 247 vs. 753,819 for nearest competitor. January to June 2023.

CarFinance 247 is a trading name of CarFinance 247 Limited. Registered office: Universal Square, Devonshire Street North, Manchester, M12 6JH. Registered in England. (Registration Number 06035525).

CarFinance 247 is authorised and regulated by the Financial Conduct Authority for insurance distribution and credit broking (Firm Reference Number: 653019). CarFinance 247 is registered with the ICO (Registration Number Z1897658).

Finance is subject to status and is only available to UK residents aged 18 and over. Written quotations are available on request.

This site uses cookies so that we can provide you with the best user experience. By continuing to use the site you are consenting for cookies to be used. Further information on cookies and how you can disable them is available on our cookie policy.