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Win your car finance with CarFinance 247


If you win, we'll pay off the finance on your car. It's that simple! Your car becomes completely yours, free and clear.

This amazing offer is open to anyone who has secured car finance with us throughout 2023, including Decemeber 2023!

This means that there's still time to enter, get your finance in December, and you're automatically in!

The lucky winner will be announced the week beginning 5th February 2024 on our instagram page.

Terms and Conditions apply.

What cars can you get on finance with bad credit?

Read on to find out exactly which car models you’re eligible for, based on your credit score.

Written by Verity Hogan

Looking for a car finance deal but worried about your low credit score? Whether you have an excellent score or a poor credit history, don’t worry. Read on to find out exactly which car models you’re eligible for, based on your credit score.

Can you get car finance with bad credit? 

 

If you have a bad credit score or no credit history at all, it can be a bit more tricky to secure a finance deal, but it’s not impossible. 

 

There are ways to overcome a poor credit history such as applying for a joint car finance or alternatively putting down a larger deposit to help reduce the amount you need to borrow. 

 

How can I improve my credit score?

 

There are some simple ways you can improve your credit score including registering on the electoral register, staying out of your overdraft and checking your credit report regularly. While keeping your finances in check this way will help to improve your score, credit scores can take a while to build up as lenders look for consistency over time.

 

What cars can you get on finance with bad credit? 

 

All credit - if paid back on time - can help to boost your credit score. So, getting a car on finance can help with improving this. But, the car models you’re eligible for do depend on your current credit score. 

 

We’ve reviewed our finance deals from the past year to uncover exactly which car models you can expect to get on finance, whether you have a good or poor credit score. 

 

The top three car models financed on poor credit scores were revealed as:

 

  • VAUXHALL INSIGNIA
  • VAUXHALL MOKKA
  • FORD KUGA

 

On the flipside, the top 3 cars financed for customers on excellent credit scores came out as: 

 

  • LAND-ROVER RANGE ROVER
  • MERCEDES-BENZ A CLASS
  • MINI COOPER

 

Can I still get a car on finance with a poor credit score? 


At CarFinance 247, we understand that building up a credit history isn’t easy. That’s why we believe in making the financing process as simple as possible for people with poor credit scores. Use our handy car finance tool to input your monthly budget and find your quote today!



Verity Hogan

* The UK's largest online car finance broker by unique users to the website. Based on Similar Web data – 1,137,647 to CarFinance 247 vs. 753,819 for nearest competitor. January to June 2023.

CarFinance 247 is a trading name of CarFinance 247 Limited. Registered office: Universal Square, Devonshire Street North, Manchester, M12 6JH. Registered in England. (Registration Number 06035525).

CarFinance 247 is authorised and regulated by the Financial Conduct Authority for insurance distribution and credit broking (Firm Reference Number: 653019). CarFinance 247 is registered with the ICO (Registration Number Z1897658).

Finance is subject to status and is only available to UK residents aged 18 and over. Written quotations are available on request.

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