Hello Rachel,I am looking to get finance for a round £14,000. I have a monthly income after tax of £2200. I have a CCJ which is 4.5 years old and is satisfied and 2 satisfied defaults. No other arrears. Unfortunately I took out a number of Payday loans late last year / early this year, but paid them off gradually over the past 9 months, rather than in one go. As a result of this i have multiple Paydayloans on my credit file (all settled). Will there be a chance I could get finance with this on my file and with my previous history? I do have a mortgage with imppecable history.
Hi Bruce, we could help you but you'd need a minimum of £1500 deposit. Is this possible? Car loan lenders don't look kindly on people who have taken out payday loans as they seem to be taking out one loan to re-pay another. However, as you have a clean mortgage this will certainly help. If you have the deposit required please apply on our site and respond to me with your reference number so that i can look into your case. Kind Regard, Rachel