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I am Self Employed and Have A Poor Credit Score, Can You Help?

Hi Rachel, my question is - I'm self employed and not on the voters roll at either my old address or my new one and i have a poor credit score on my Experian credit score.

Would i have any chance of getting a loan for a car? I'm a taxi driver and that's what i need the loan for!

Asked by Jazz

Hi Jazz, my advice to you would be to get on the electoral roll asap at your current address. Don't worry about your previous address. This isn't mandatory but it does help lenders look for traceability.

We do have lenders on our panel that specialise in obtaining poor credit car finance for self employed people but you need to be able to prove your income with 3 months bank statements. Is this possible? We can't guarantee an approval at this stage but please make an application when you're ready and once accepted we provide a no obligation quote and you can buy a car from any dealer.

Tim Carpenter
Answered by Tim Carpenter Car Finance Expert Edited on

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