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We're on benefits and have bad credit. Can we get a car loan?

My wife and i are currently looking for a bigger family car. We both have bad credit and do not work.

We are on benefits. Could we get a loan from you?

Asked by Andy

Hi Andy, thank you for your question.

The good news is that we do have a handful of lenders that will consider helping people who have bad credit and are on benefits get car finance.

As long as you have a UK licence and can prove your benefit income with bank statements we could potentially help. If you’re on the electoral roll (not mandatory) this would help too.

Please make a joint application and once approved you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind Regards, Rachel

Tim Carpenter
Answered by Tim Carpenter Car Finance Expert Edited on

Liked by 37 People


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