Guaranteed
Car Finance

Car Loans | CarFinance 247
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No impact on your credit score
Rates from 19.9% APR. Representative APR 27.9%
Car Loans | CarFinance 247
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Representative example: borrowing £6,500 over 5 years with a representative APR of 27.9%, an annual interest rate of 27.9% (Fixed) and a deposit of £0.00, the amount payable would be £190.26 per month, with a total cost of credit of £4,915.46 and a total amount payable of £11,415.46.

We look to find the best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. This does not influence the interest rate you’re offered in any way.

Does CarFinance 247 guarantee car finance for bad credit?

The good news is that we can help find finance for customers who’ve had trouble securing a loan elsewhere. But while our panel of lenders means we can look for loans from a range of credit profiles, we can’t offer guaranteed car finance.  

Why don’t we offer guaranteed car finance?

It doesn’t exist! And if you’ve found a car finance company that says they can guarantee you car finance, we’d advise treading carefully. 

Here at CarFinance 247, we work with lenders who take a range of factors into consideration, not just your credit score. But those lenders do have set criteria that must be met. These are in place so that we can make sure you get a car finance deal that’s right for you and your current circumstances.

It's not all about your credit score

Don’t worry; we know that your credit score doesn’t tell the whole story. We take a range of factors into account so that we can help you find the best deal from our panel of lenders. This includes things like your employment status, income, and the type of vehicle you’re looking to buy. 

You can find out what your repayments might look like by checking out our online car finance calculator or get a quote by completing an application. There are no strings attached; it won’t impact your credit score and there’s no initial commitment. It’s important that you’re able to make the right decision for you and your circumstances, especially if you’ve struggled with bad credit in the past.  

How can we help?

At CarFinance 247, we're committed to treating all our customers fairly and being open and honest. We would never guarantee finance to those who may have difficulty. And if you're looking to improve your credit score, we have several resources and guides available to help. Find out more. 

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* The UK's number one online car finance broker by unique users to the website. Based on Hitwise data – 1,746,657 to CarFinance 247 vs. 666,020 for nearest competitor. January to December 2019.

96% of our customers recommend us: † Based on feedback left on independent review site Reviewcentre. May 2019.

CarFinance 247 is a trading name of CarFinance 247 Limited. Registered office: Universal Square, Devonshire Street North, Manchester, M12 6JH. Registered in England. (Registration Number 06035525).

CarFinance 247 is authorised and regulated by the Financial Conduct Authority for insurance distribution and credit broking (Firm Reference Number: 653019). CarFinance 247 is registered with the ICO (Registration Number Z1897658).

Finance is subject to status and is only available to UK residents aged 18 and over. Written quotations are available on request.

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