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Car finance in Edinburgh

  • Buy from any verified dealer
  • No deposit options
  • No obligation quote

Rates from 8.9% APR. Representative 19.8% APR.
Car Finance 247 Limited is a credit broker, not a lender.
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ford fiesta

Rates from 8.9% APR. Representative Example: Borrow £12,000 over 5 years with a £0 deposit. Representative 19.8% APR fixed rate. Monthly payment: £306.04. Option to purchase fee £10 payable. Total cost of credit: £6,372.40. Total amount repayable: £18,372.40.
Car Finance 247 Limited is a credit broker, not a lender.

Car finance near you

Exploring options for car finance in Edinburgh? At Car Finance 247, we specialise in trying to help you find finance solutions tailored to your needs. Whether you’re seeking a compact city car to navigate Edinburgh’s busy streets or a reliable family vehicle for weekend getaways, we’re here to try and make the process stress-free.

With access to a variety of lenders and thousands of vehicles from verified dealerships, we’ll aim to find you a deal that suits your budget and preferences.

Illustrative Car Finance Calculator

For illustration purposes only. The rate and payment you may be offered will be based on your individual circumstances.

Vehicle Price
£
Deposit
£
Finance Term (Months)
Your Credit Profile
Type of Finance
47 monthly payments of£175.13at 9.9% APR
Breakdown
Vehicle Price
£10,000.00
Deposit
£0.00
Amount to Finance
£10,000.00
APR
9.9%
Optional Final Payment
£4,589.42
Option-to-purchase fee
£10
Total Cost of Credit
£2,820.53
Total Repayable
£12,820.53
Excess Mileage Charges
If you exceed your maximum mileage for your PCP agreement you may need to pay an excess mileage charge, which may vary between lenders.

Car Finance 247 Limited is a credit broker, not a lender.

Credit is subject to status.

Your journey to car finance in Edinburgh

Finding the right car in Edinburgh can feel overwhelming, but with Car Finance 247, we try to make it straightforward and convenient:

  1. Start your application – Complete our user-friendly online form, giving us the details we need to understand your requirements.
  2. Lender matching – We’ll compare offers from a panel of trusted lenders to try and find the most competitive terms available.
  3. Choose your vehicle – Explore our network of vehicles, whether you're after something practical or luxurious.
  4. Hit the road – If your finance is approved, you can collect your new car and start driving.

Our team is here to guide you at every step, helping you navigate options for car finance in Edinburgh with confidence.

Get a quote now or contact us if you have any questions.

Am I eligible for car finance in Edinburgh?

To apply for car finance in Edinburgh with us, there are a few key requirements you'll need to meet.

Most lenders typically ask for the following:

  1. Age: You must be aged 18 or over to apply. 
  2. UK Residency: You must have lived in the UK for the last three years or more. This helps us confirm your identity and check your eligibility for credit.
  3. Valid driving licence: You’ll need to hold a UK provisional or full driving licence to show you’re legally allowed to drive a vehicle.
  4. Proof of income: If you choose to proceed, some lenders may ask for recent payslips or benefit statements to check affordability. 

Apply now to get your decision in minutes

Bad credit car finance Edinburgh

Having a poor credit history doesn’t always mean you can't be accepted for car finance in Edinburgh. We work with lenders who specialise in assisting individuals with financial challenges, including bad credit, defaults, and CCJs. Our trusted lenders may be able to offer deals specifically for those seeking bad credit car finance in Edinburgh, and aim to give you access to affordable and realistic options.

Even if you’ve been turned down elsewhere, we’ll do our best to match you with a lender and make the process as seamless as possible. You may even be eligible for no deposit car finance, making it easier to drive away in your ideal vehicle. Credit is subject to status.

Why choose Car Finance 247?

Here’s what sets us apart:

  • Personalised solutions: Whether you need nearly new or used cars in Edinburgh, we’ll try and find options to suit your needs.
  • Transparent process: We believe in clear communication and will walk you through each step of the process.
  • Expert support: From application to approval, our experienced team is here to assist you every step of the way.

If you’re ready to find your perfect car, we’re here here to help. Whether your credit score is excellent or you’re looking for bad credit car finance options, we make the process simple and stress-free. Start your application today, and let us help you find the right car and finance deal for your lifestyle. Credit is subject to status.
Apply now to get your decision in minutes

Dealers in Edinburgh

Cars 4 You Ltd (Newbridge)

Liggat Syke Place, Broxburn, EH525NA

Redpath & McLean (Salamander Street)

Salamander Street, Edinburgh, EH67JZ

Redpath and Mclean (Inglis Green Road)

Inglis Green Road, Edinburgh, EH142EZ

DB Car Sales Limited : Broxburn

Dunnet Way, Broxburn, EH525NN

Rowland Patrick Reilly T/A Millennium Commercials

Newhailes Road, Musselburgh, EH216SY

We only work with trusted partners and lenders

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