Rates from 8.9% APR. Representative Example: Borrow £12,000 over 5 years with a £0 deposit. Representative 19.5% APR fixed rate. Monthly payment: £304.38. Option to purchase fee £10 payable. Total cost of credit: £6,272.80. Total amount repayable: £18,272.80.
Car Finance 247 Limited is a credit broker, not a lender.

Car finance near you

Looking for car finance in Cardiff? At Car Finance 247, we aim to make it easy to get the car you need with a finance plan tailored to your budget. Whether buying your first car or upgrading your old wheels, we’ll try and help you find the ideal car on finance in Cardiff that fits your budget and lifestyle.

With access to a wide range of vehicles and trusted lenders, we’re here to help you drive away with confidence.

Your journey to car finance in Cardiff

We’ve simplified the process to help you find car finance in Cardiff without the hassle:

Apply online – Complete our quick and easy online form to start your journey.
Find your finance – We’ll compare options from our panel of lenders to try and find the right deal for you.
Choose your car – Browse through thousands of vehicles from verified dealerships.
Drive away happy – If your finance is approved, it’s time to collect your car and hit the road.

Our team will guide you every step of the way. We aim to make finding car finance in Cardiff a doddle.

Get a quote now or contact us if you have any questions.

Am I eligible for car finance in Cardiff?

To apply for car finance in Cardiff with us, there are a few key requirements you'll need to meet.

Most lenders typically ask for the following:

Age: You must be aged 18 or over to apply.
UK Residency: You must have lived in the UK for the last three years or more. This helps us confirm your identity and check your eligibility for credit.
Valid driving licence: You’ll need to hold a UK provisional or full driving licence to show you’re legally allowed to drive a vehicle.
Proof of income: If you choose to proceed, some lenders may ask for recent payslips or benefit statements to check affordability.

Bad credit car finance in Cardiff

Concerned about your credit score? We could help — at Car Finance 247, we work with lenders who specialise in helping customers find bad credit car finance. Whether you’ve faced challenges like missed payments, CCJs, or no credit history at all, we’ll aim to match you with a lender that understands your situation.

In some cases, you may even have options for car finance with no deposit, making it easier than ever to get behind the wheel.

We believe that financial setbacks shouldn’t stop you from finding a car that suits your needs, and we’ll take care of the hard work to try and find the right plan for you. Credit is subject to status.

Why choose Car Finance 247?

Here’s why drivers across Cardiff turn to us for their car finance needs:

Tailored solutions – We will try to find finance options that suit your individual circumstances.
Transparency – Our process is straightforward, with no confusing jargon.
Wide vehicle selection – Choose from nearly new and used vehicles to find your perfect match.
Expert support – From start to finish, we’ll guide you through every step.

Whether you're after a practical family car, a sleek city ride, or something in between, we’ll try and help you find car finance in Cardiff that works for you.

Apply online today to take the first step toward driving your next car with confidence. With a range of finance options, all circumstances considered and friendly guidance, we’ll try to make your car finance journey as smooth as possible. Credit is subject to status.

Dealers in Cardiff

Gravells KIA Bridgend

David Street, Bridgend, CF313SA

Coopers Car Sales

Pontygwindy Road, Caerphilly, CF833HQ

Vauxhall Finance PLC

Parc Nantgarw, Cardiff, CF157QU

Black Horse Motor Finance

CF105BH

Barclays Partner Finance

CF230FP

Car finance in Cardiff