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Car finance in Derby

  • Buy from any verified dealer
  • No deposit options
  • No obligation quote
ford fiesta

Rates from 8.9% APR. Representative Example: Borrow £12,000 over 5 years with a £0 deposit. Representative 19.5% APR fixed rate. Monthly payment: £304.38. Option to purchase fee £10 payable. Total cost of credit: £6,272.80. Total amount repayable: £18,272.80.
Car Finance 247 Limited is a credit broker, not a lender.

Car finance near you

At Car Finance 247, we’ll do our best to make the process of securing your next car simple and stress-free. Whether you're looking for a reliable family car or your new wheels, our trusted panel of lenders will aim to offer you tailored car finance options.

Whether you're after a hatchback for city driving or an SUV for family adventures, we’ll help you find the perfect option.

Your journey to car finance in Derby

Financing a car in Derby could be straightforward when you choose Car Finance 247. Here’s how our process works:

  • Apply online: Start by completing our simple and quick online application form.
  • Find a deal: We’ll search through a range of offers from our trusted panel of lenders to try and find a deal that fits your needs.
  • Choose your wheels: Explore vehicles from verified local dealerships, featuring a variety of used cars to choose from.
  • Drive away: If your finance is approved, you can collect your car and hit the road with confidence.

At Car Finance 247, we take care of the hard work, leaving you free to focus on selecting the ideal car to suit your lifestyle.

Get a quote today or give us a call and we’ll be happy to talk you through your options.

Am I eligible for car finance in Derby?

To apply for car finance in Derby with us, there are a few key requirements you'll need to meet.

Most lenders typically ask for the following:

  1. Age: You must be aged 18 or over to apply. 
  2. UK Residency: You must have lived in the UK for the last three years or more. This helps us confirm your identity and check your eligibility for credit.
  3. Valid driving licence: You’ll need to hold a UK provisional or full driving licence to show you’re legally allowed to drive a vehicle.
  4. Proof of income: If you choose to proceed, some lenders may ask for recent payslips or benefit statements to check affordability. 

Bad credit car finance in Derby

Having bad credit doesn’t always mean your dream of owning a car is out of reach. At Car Finance 247, we work with lenders who specialise in bad credit car finance and could offer you a deal that works for you, even if you’ve struggled with credit in the past.

We understand that life happens – missed payments, defaults, or CCJs don’t define your future. Some of our lenders even offer no deposit car finance options, so you might have a fair chance of securing a deal. Credit is subject to status.

Why choose Car Finance 247?

  • Tailored options: Whether you're searching for a compact city car or a spacious SUV, our extensive network of lenders will try to find you Derby car finance deals that meet your needs.
  • Expert support: From application to approval, our team is with you every step of the way.
  • Transparency: No hidden fees or complicated jargon – just clear, straightforward guidance.

Ready to start your journey? Apply today and find your perfect car on finance in Derby with Car Finance 247.

Dealers in Derby

Derby Trade Cars

Ascot Drive, Derby, DE248ST

Hilton Garage Ltd

Derby, DE655BH

RDM Direct Limited

Derby Road, Burton-on-Trent, DE141RN

Ditta Trading Limited T/A Synergy Car Centre

Hill Top Road , Derbyshire, DE554BR

Cars 4 Less (Derbyshire) Limited

Peasehill Road, Ripley, DE53JH