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Car finance in Stoke

  • Buy from any verified dealer
  • No deposit options
  • No obligation quote

Rates from 8.9% APR. Representative 19.8% APR.
Car Finance 247 Limited is a credit broker, not a lender.
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ford fiesta

Rates from 8.9% APR. Representative Example: Borrow £12,000 over 5 years with a £0 deposit. Representative 19.8% APR fixed rate. Monthly payment: £306.04. Option to purchase fee £10 payable. Total cost of credit: £6,372.40. Total amount repayable: £18,372.40.
Car Finance 247 Limited is a credit broker, not a lender.

Car finance near you

Looking for car finance in Stoke-on-Trent? Whether you're buying your first car, or want to upgrade your current vehicle, we’re here to help! We work with a panel of trusted lenders to try and help you find the right deal when financing a car in Stoke.

From application to approval, we take the stress out of finding a vehicle and help you drive away happy.

Illustrative Car Finance Calculator

For illustration purposes only. The rate and payment you may be offered will be based on your individual circumstances.

Vehicle Price
£
Deposit
£
Finance Term (Months)
Your Credit Profile
Type of Finance
47 monthly payments of£175.13at 9.9% APR
Breakdown
Vehicle Price
£10,000.00
Deposit
£0.00
Amount to Finance
£10,000.00
APR
9.9%
Optional Final Payment
£4,589.42
Option-to-purchase fee
£10
Total Cost of Credit
£2,820.53
Total Repayable
£12,820.53
Excess Mileage Charges
If you exceed your maximum mileage for your PCP agreement you may need to pay an excess mileage charge, which may vary between lenders.

Rates from 8.9% APR. Representative Example: Borrow £12,000 over 5 years with a £0 deposit. Representative 19.8% APR fixed rate. Monthly payment: £306.04. Option to purchase fee £10 payable. Total cost of credit: £6,372.40. Total amount repayable: £18,372.40.

Car Finance 247 Limited is a credit broker, not a lender.

Credit is subject to status.

Your journey to car finance in Stoke

Arranging car finance in Stoke could be quick and straightforward with our step-by-step process:

  1. Submit your application – Fill out a quick online form to start.
  2. We’ll search for deals – Our team will compare offers from a panel of trusted lenders.
  3. Pick your car – Explore a variety of vehicles from local verified dealerships.
  4. Drive away – If your finance is approved, you’re all set to collect your car and hit the road.

Whether you’ve already chosen your ideal car or need help narrowing down your options, we’re here to help every step of the way.

Get a quote today or call us for more information.

Am I eligible for car finance in Stoke?

To apply for car finance in Stoke with us, there are a few key requirements you'll need to meet.

Most lenders typically ask for the following:

  1. Age: You must be aged 18 or over to apply. 
  2. UK Residency: You must have lived in the UK for the last three years or more. This helps us confirm your identity and check your eligibility for credit.
  3. Valid driving licence: You’ll need to hold a UK provisional or full driving licence to show you’re legally allowed to drive a vehicle.
  4. Proof of income: If you choose to proceed, some lenders may ask for recent payslips or benefit statements to check affordability. 

Apply now to get your decision in minutes

Bad credit car finance in Stoke-on-Trent

Worried about your credit history? At Car Finance 247, we believe that everyone deserves the chance to own a car, which is why we work with lenders who specialise in helping people discover bad credit car finance in Stoke-on-Trent.

Even if you’ve experienced financial difficulties, such as missed payments, CCJs, or defaults, we’ll try to connect you with lenders who could be willing to offer finance options that work for you. Some lenders may even offer you no deposit car finance deals, so you don’t have to save up for an upfront payment. Credit is subject to status.

Why choose Car Finance 247?

Here’s why customers in Stoke-on-Trent trust us:

  • Tailored options – We aim to find deals that fit your budget and lifestyle.
  • Wide vehicle selection – Whether you need a family car, a first car, or something sporty, we could help.
  • Simple and transparent – We’ll guide you through the process, explaining everything clearly.
  • Expert support – From application to collection, we’ll be with you every step of the way.

Ready to find your next car? With access to a variety of vehicles, finance options and all credit types considered, we’ll try to help you find car finance in Stoke-on-Trent that suits you. Credit is subject to status.
Apply now to get your decision in minutes

Dealers in Stoke

V12 Sports & Classics Stoke

Windmill Hill, Stoke-on-Trent, ST37PG

MJS Car Sales Limited

Leek Road, Stoke-on-Trent, ST16AT

Moto GB Ltd T/A The Potteries Motorcycles & Scooters

Waterloo Road, Stoke-on-Trent, ST62EL

Arnold Clark Stafford Motorstore

Spitfire Close, Stafford, ST161GX

Arnold Clark Stoke Vauxhall

Clough Street, Stoke-on-Trent, ST14AS

We only work with trusted partners and lenders

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