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Car finance in Swansea

  • Buy from any verified dealer
  • No deposit options
  • No obligation quote

Rates from 8.9% APR. Representative 19.8% APR.
Car Finance 247 Limited is a credit broker, not a lender.
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ford fiesta
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Rates from 8.9% APR. Representative Example: Borrow £12,000 over 5 years with a £0 deposit. Representative 19.8% APR fixed rate. Monthly payment: £306.04. Option to purchase fee £10 payable. Total cost of credit: £6,372.40. Total amount repayable: £18,372.40.
Car Finance 247 Limited is a credit broker, not a lender.

Car finance near you

Need help finding car finance in Swansea? Whether you’re buying your first car, upgrading to a newer model, or simply looking for something that better fits your lifestyle, we’re here to help. At Car Finance 247, we make financing cars in Swansea as simple as possible.

We’ll try to match you with trusted lenders and connect you to dealerships offering a great range of vehicles. From start to finish, our team will support you, so you can focus on finding the perfect car for you.

Vehicle Price
£
Deposit
£
Finance Term (Months)
Your Credit Profile
Type of Finance
47 monthly payments of£183.98at 11.4% APR
Breakdown
Vehicle Price
£10,000.00
Deposit
£0.00
Amount to Finance
£10,000.00
APR
11.4%
Optional Final Payment
£4,589.42
Option-to-purchase fee
£10
Total Cost of Credit
£3,236.48
Total Repayable
£13,236.48
Excess Mileage Charges
If you exceed your maximum mileage for your PCP agreement you may need to pay an excess mileage charge, which may vary between lenders.

Your journey to car finance in Swansea

Getting cars on finance in Swansea could be easy with our straightforward process. Here’s how it works:

  1. Submit your application – Complete a quick online form to kick things off.
  2. Tailored matches – We’ll aim to find the best finance options from our panel of trusted lenders.
  3. Pick your vehicle – Browse a wide selection of cars from verified dealers in Swansea.
  4. Drive away happy – If everything is finalised, you’ll be ready to collect your car.

With a focus on convenience and clarity, we’ll take the hassle out of finding the right deal for you.

Get a quote now to get started! Any questions? Give us a call.

Am I eligible for car finance in Swansea?

To apply for car finance in Swansea with us, there are a few key requirements you'll need to meet.

Most lenders typically ask for the following:

  1. Age: You must be aged 18 or over to apply. 
  2. UK Residency: You must have lived in the UK for the last three years or more. This helps us confirm your identity and check your eligibility for credit.
  3. Valid driving licence: You’ll need to hold a UK provisional or full driving licence to show you’re legally allowed to drive a vehicle.
  4. Proof of income: If you choose to proceed, some lenders may ask for recent payslips or benefit statements to check affordability. 

Apply now to get your decision in minutes

Bad credit car finance in Swansea

If you’ve had financial challenges in the past, we could still help you finance cars in Swansea. We understand that not everyone has a spotless credit record. That’s why we work with lenders who specialise in helping people with a range of credit histories and could offer bad credit car finance. 

Our goal is to try and provide fair, accessible finance options, whether you’re a first-time buyer, dealing with bad credit, or need flexibility in your agreement. Some of our lenders could offer no-deposit car finance for people who are struggling to save for an upfront payment. Credit is subject to status.

Why choose Car Finance 247?

Here’s why drivers in Swansea trust us for their car finance needs:

  • Personalised options – We search for deals tailored to your circumstances.
  • Wide choice of vehicles – Access to a variety of cars to suit your preferences.
  • Expert support – We’ll guide you through the entire process.
  • Simple and clear – We make everything straightforward and easy to understand.

Whether you’re upgrading your vehicle or buying your first car, we’re ready to help you secure the right deal.

Apply today and discover how we can make finding cars on finance in Swansea a smooth and stress-free experience.
Apply now to get your decision in minutes

Dealers in Swansea

FRF Volvo Swansea

Valley Way, Swansea, SA68QP

J & J Motors Ltd Fiat

Heol Stanllyd, Llanelli, SA146RB

Renault Swansea

Fendrod Way, Swansea, SA79DG

The Car Shop Swansea Limited

Samlet Road, Swansea, SA79AF

The Trade Centre Wales Ltd Neath

Neath Abbey Business Park, Neath, SA107DR

We only work with trusted partners and lenders

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