Can I Get Finance for a Van?

Tim Carpenter
Written by Tim Carpenter

We may be called CarFinance 247 but don’t let that fool you - we can also offer finance to be used to purchase a van too!

Upon approval with a lender, they provide criteria that the van must meet – for example, relating to age and mileage. Each lender has different vehicle criteria and our customer support specialists will be on hand to make sure you understand this fully before finding the perfect van.

As with any credit application, we will need to see proof of income which usually comes in the form of payslips or bank statements.

We can also help if you are self-employed and need the van for business – again, proof of income is a must. If the business is your own, that evidence needs to be in the form of at least three months of your business accounts, or if you’re employed by someone else, at least three months of payslips. In the absence of either of these, you might instead be able to provide copies of the last three months’ of your business or personal bank statements.

We work with a number of lenders that are able to offer van finance, and if you have a good credit history, finding the appropriate finance on your behalf is unlikely to be difficult for us. However, a number of our lenders specialise in providing bad credit van finance too, so a less than perfect credit isn’t necessarily a concern for us and we’d be hopeful of helping you to finance your new van!

Do note that van finance lenders will not fund the VAT on a van, so it needs to be covered by yourself by way of cash deposit or part exchange. If you are looking for a loan option which will give you the additional funds to cover the VAT on top of the cost of the van, you may find our personal loan options more suitable.

You can choose a van from any reputable dealership in the UK meaning you can find the exact vehicle you want, rather than being restricted to what is on offer locally.

Get a quote
No impact on your credit score
Rates from 6.9% APR. Representative APR 24.9%

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5 years
Total cost of credit £ 2000
Total repayment £ 2000
48 monthly
payments of
£ 245 98

Rates from 6.9%: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: borrowing £6,500 over 5 years with a representative APR of 24.9%, an annual interest rate of 24.9% (Fixed) and a deposit of £0.00, the amount payable would be £181.16 per month, with a total cost of credit of £4,369.52 and a total amount payable of £10,862.52.

Can't find the right answer?

Our Manchester based team are ready to help you.

* The UK's number one online car finance broker by unique users to the website. Based on Hitwise data – 1,746,657 to CarFinance 247 vs. 666,020 for nearest competitor. January to December 2019.

96% of our customers recommend us: † Based on feedback left on independent review site Reviewcentre. May 2019.

CarFinance 247 is a trading name of CarFinance 247 Limited, a credit broker and insurance intermediary, and 247 Money Group Limited (247 Money), a lender. Both companies are part of the 247 group of companies.

CarFinance 247 is authorised and regulated by the Financial Conduct Authority under reference number: 653019. Registered office: Universal Square, Devonshire Street North, Manchester, M12 6JH. Registered in England. Company registration no. 06035525. Data Protection Registration Number Z1897658.

247 Money is authorised and regulated by the Financial Conduct Authority. Registered office: Universal Square, Devonshire Street North, Manchester, M12 6JH. Registered in England. Company registration no. 10989530. Data Protection Registration Number ZA456831.

All finance is subject to status and income. Written quotations on request. CarFinance 247 can introduce you to a limited number of finance providers, including 247Money, based upon your credit rating and will receive commission for such introductions.

† We do not charge a fee for arranging the finance, however some of our lenders may charge a fee. Your account manager can provide more information on this

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